Home, Family, Style and Art Ideas

Bachelorette Party Ideas
Best 22 Miami Bachelorette Party Ideas

by admin May 4, 2019

by admin May 4, 2019

Best 22 Miami Bachelorette Party Ideas . If you are among those individuals who needs to upload…
DIY Mask Ideas
23 Of the Best Ideas for Diy Face Mask for Acne

by admin May 4, 2019

by admin May 4, 2019

23 Of the Best Ideas for Diy Face Mask for Acne .Oh, encounter masks, allow us count…
Mothers Day Quotes
35 Of the Best Ideas for Mother Teresa Smile Quote

by admin May 4, 2019

by admin May 4, 2019

35 Of the Best Ideas for Mother Teresa Smile Quote .Mommy’s Day is the special time of…
Best Passover Ideas
24 Best Passover Crafts

by admin May 4, 2019

by admin May 4, 2019

24 Best Passover Crafts .Continue reading for some wonderful thoughts on exactly how you can make use…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Decor

by admin May 4, 2019

by admin May 4, 2019

The 22 Best Ideas for St Patrick&#039;s Day Decor .So with tongue in cheek every American that…
Keto Recipes
21 Of the Best Ideas for Keto Recipes Vegetarian

by admin May 4, 2019

by admin May 4, 2019

21 Of the Best Ideas for Keto Recipes Vegetarian .Keto bread definitely does not have the rewarding…
Wedding Nails
The top 20 Ideas About Wedding French Nails

by admin May 4, 2019

by admin May 4, 2019

The top 20 Ideas About Wedding French Nails .There are lots of wedding event nail art concepts…
Birthday Decoration Ideas
The top 23 Ideas About 60th Birthday Table Decorations

by admin May 4, 2019

by admin May 4, 2019

The top 23 Ideas About 60th Birthday Table Decorations . That’s why Celebration City offers a substantial…
Nail Art
Top 21 Pictures On Nail Art Design

by admin May 4, 2019

by admin May 4, 2019

Top 21 Pictures On Nail Art Design .Demonstrate your most innovative nail art and shaping with perfect…
Nail Art
The Best Ohio State Nail Art

by admin May 4, 2019

by admin May 4, 2019

The Best Ohio State Nail Art .There are the standards, like pumpkins and adorable deer, as well…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?