Home, Family, Style and Art Ideas

Inspirational Quotes
Top 24 Holidays Inspirational Quotes

by admin December 27, 2023

by admin December 27, 2023

Top 24 Holidays Inspirational Quotes .Put life in perspective with with some brief yet sage pieces of…
Graduation Gift Ideas
25 Ideas for Graduation Gift Ideas for College Graduates

by admin December 27, 2023

by admin December 27, 2023

25 Ideas for Graduation Gift Ideas for College Graduates .Whether your high school graduate is avoiding to…
Wedding Venues
22 Best Ideas Wedding Venues In Michigan

by admin December 27, 2023

by admin December 27, 2023

22 Best Ideas Wedding Venues In Michigan .After only a brief time online you ought to have…
Glitter Nails
25 Best Ombre Nails Glitter

by admin December 26, 2023

by admin December 26, 2023

25 Best Ombre Nails Glitter .This ombre style is best for you if you have a hard…
Nail Designs
The top 20 Ideas About Almond Shaped Nail Designs

by admin December 26, 2023

by admin December 26, 2023

The top 20 Ideas About Almond Shaped Nail Designs .If you are looking for a restrained gel…
Nail Ideas
The 23 Best Ideas for Pointy Nail Ideas

by admin December 26, 2023

by admin December 26, 2023

The 23 Best Ideas for Pointy Nail Ideas .There are the standards, like pumpkins and adorable deer,…
Cute Hairstyles
22 Ideas for Pictures Of Cute Hairstyles

by admin December 26, 2023

by admin December 26, 2023

22 Ideas for Pictures Of Cute Hairstyles .Selecting the ideal shade is additionally needed for boosting the…
Glitter Nails
The Best Red Glitter Acrylic Nails

by admin December 25, 2023

by admin December 25, 2023

The Best Red Glitter Acrylic Nails .Radiance could make you think back to doing crafts in grade…
Sandwich Recipes
35 Best Ideas Mcdonald's Chicken Sandwiches

by admin December 25, 2023

by admin December 25, 2023

35 Best Ideas Mcdonald&#039;s Chicken Sandwiches .When a regional specialty, the Cajun-inspired catfish po’ kid sandwich has…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for A Special Friend

by admin December 25, 2023

by admin December 25, 2023

The top 35 Ideas About Birthday Quotes for A Special Friend . Our site provides a great…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?