Home, Family, Style and Art Ideas

Mothers Day Quotes
35 Ideas for Mother Teresa Quote Be Kind Anyway

by admin May 12, 2019

by admin May 12, 2019

35 Ideas for Mother Teresa Quote Be Kind Anyway . Mom’s Day come down on Sunday, May…
DIY Crafts for Kids
The top 22 Ideas About Baby Art and Craft

by admin May 12, 2019

by admin May 12, 2019

The top 22 Ideas About Baby Art and Craft .Toddlers love dipping stamps into ink pads or…
Best Pi Day Ideas
Top 21 Pi Day Poster Ideas

by admin May 12, 2019

by admin May 12, 2019

Top 21 Pi Day Poster Ideas .Pi Day is commemorated on March 14th (3/14) around the globe.…
Birthday Recipes
The top 23 Ideas About Birthday Cake Vodka Drink Recipes

by admin May 12, 2019

by admin May 12, 2019

The top 23 Ideas About Birthday Cake Vodka Drink Recipes .Birthdays: A time for vocal singing, balloons,…
Birthday Decoration Ideas
Best 23 Sweet 16 Birthday Decorations

by admin May 12, 2019

by admin May 12, 2019

Best 23 Sweet 16 Birthday Decorations .Ladies’ Birthday Celebration Products Choose from 70+ birthday patterns for ladies,…
Living Room Ideas
20 Fantastic Living Room Wall Art Stickers

by admin May 12, 2019

by admin May 12, 2019

20 Fantastic Living Room Wall Art Stickers .Bare wall surfaces can leave the room sensation bland and…
Weight-Loss Recipes
The 22 Best Ideas for Best Oats for Weight Loss

by admin May 12, 2019

by admin May 12, 2019

The 22 Best Ideas for Best Oats for Weight Loss .After getting house from work or an…
Low Fat Recipes
22 Best Low Fat Pressure Cooker Recipes

by admin May 12, 2019

by admin May 12, 2019

22 Best Low Fat Pressure Cooker Recipes .This is a passionate and rich lentil curry, terrific as…
DIY Mask Ideas
23 Of the Best Ideas for Under Eye Mask Diy

by admin May 12, 2019

by admin May 12, 2019

23 Of the Best Ideas for Under Eye Mask Diy . It’s cold outside, so your skin’s…
Girls Hairstyle
24 Best Mixed Girl Haircuts

by admin May 11, 2019

by admin May 11, 2019

24 Best Mixed Girl Haircuts .Every mother suches as the convenience of short hairstyles for their little…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?