Home, Family, Style and Art Ideas

Bedroom Ideas
30 Cute Walmart Kids Bedroom

by admin May 5, 2019

by admin May 5, 2019

30 Cute Walmart Kids Bedroom .Fun With Friends Play KitchenIf pink is your child s preferred color,…
Nail Ideas
The 23 Best Ideas for Fun Nail Ideas

by admin May 5, 2019

by admin May 5, 2019

The 23 Best Ideas for Fun Nail Ideas .There are the classics, like pumpkins and cute deer,…
Best Easter Ideas
The Best Ideas for Peanut butter Easter Egg Recipe

by admin May 5, 2019

by admin May 5, 2019

The Best Ideas for Peanut butter Easter Egg Recipe .They can further be accompanied with blow up…
Wedding Shoes
The 24 Best Ideas for Cheap White Wedding Shoes

by admin May 4, 2019

by admin May 4, 2019

The 24 Best Ideas for Cheap White Wedding Shoes .The bride can additionally choose wedge shoes to…
Birthday Recipes
The 23 Best Ideas for Birthday Cake Vodka Recipes

by admin May 4, 2019

by admin May 4, 2019

The 23 Best Ideas for Birthday Cake Vodka Recipes .Cook the cakes up until a toothpick placed…
Slow Cooker Recipes
Best 21 Slow Cooker Chicken Fajitas Tasty

by admin May 4, 2019

by admin May 4, 2019

Best 21 Slow Cooker Chicken Fajitas Tasty .Also those who love to cook need a break in…
Gifts for Kids
The Best Ideas for Kids Party Gift Ideas

by admin May 4, 2019

by admin May 4, 2019

The Best Ideas for Kids Party Gift Ideas .Not just do these bikes supply a smooth trip…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for Elderly Grandmother

by admin May 4, 2019

by admin May 4, 2019

30 Ideas for Gift Ideas for Elderly Grandmother .The last point any mommy wants is a fistful…
Girls Hairstyle
Best 24 90s Girl Hairstyles

by admin May 4, 2019

by admin May 4, 2019

Best 24 90s Girl Hairstyles .Because they are very easy to keep, every mother likes the convenience…
Valentine's Day Recipes
20 Of the Best Ideas for Valentine's Day Desserts for Two

by admin May 4, 2019

by admin May 4, 2019

20 Of the Best Ideas for Valentine&#039;s Day Desserts for Two .Certain, a charming dinner is the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?