Home, Family, Style and Art Ideas

Rings
Best 21 Deer Antler Wedding Rings

by admin May 5, 2019

by admin May 5, 2019

Best 21 Deer Antler Wedding Rings .Find the diamond engagement ring or bridal set of her desires…
Best Thanksgiving Ideas
The 24 Best Ideas for Diy Thanksgiving Gifts

by admin May 5, 2019

by admin May 5, 2019

The 24 Best Ideas for Diy Thanksgiving Gifts .If you are intending a take a seat event…
Bathroom Ideas
35 Marvelous 96 Inch Bathroom Vanity

by admin May 5, 2019

by admin May 5, 2019

35 Marvelous 96 Inch Bathroom Vanity .We bring the very best option of shower room light at…
Easter Party Ideas
30 Best Christian Easter Party Ideas for Kids

by admin May 5, 2019

by admin May 5, 2019

30 Best Christian Easter Party Ideas for Kids .Whether you have a small celebration or a big…
Bedroom Ideas
24 Perfect Examples Of Stylish Girls Blue Bedroom

by admin May 5, 2019

by admin May 5, 2019

24 Perfect Examples Of Stylish Girls Blue Bedroom .There are numerous possibilities for a girl s bed…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids ornaments

by admin May 5, 2019

by admin May 5, 2019

The 20 Best Ideas for Diy Kids ornaments . A current research study by Dr. Richard Rende…
Mothers Day Gift Ideas
The top 30 Ideas About Stepmother Gift Ideas

by admin May 5, 2019

by admin May 5, 2019

The top 30 Ideas About Stepmother Gift Ideas .The last thing any mom desires is a fistful…
Mothers Day Quotes
Best 35 Mother Day Bible Quotes

by admin May 5, 2019

by admin May 5, 2019

Best 35 Mother Day Bible Quotes .Mother’s Day is the special time of year when you get…
Passover Recipes
The 23 Best Ideas for Passover Dinner Menu

by admin May 5, 2019

by admin May 5, 2019

The 23 Best Ideas for Passover Dinner Menu .Green is typically hard to find by during Passover,…
Easter Recipes
24 Ideas for Deviled Eggs Easter Chicks

by admin May 5, 2019

by admin May 5, 2019

24 Ideas for Deviled Eggs Easter Chicks .This sophisticated appetizer comes together easily with easy, time-saving active…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?