Home, Family, Style and Art Ideas

Easter Recipes
The Best Ideas for Easter Dinner Rochester Ny

by admin May 5, 2019

by admin May 5, 2019

The Best Ideas for Easter Dinner Rochester Ny .For those of you not consuming meat, right here…
Wedding Bands
25 Ideas for Black Band Wedding Rings

by admin May 5, 2019

by admin May 5, 2019

25 Ideas for Black Band Wedding Rings .Costs are comparable to various other websites in this overview,…
Wedding Shoes
The Best Blue Shoes Wedding

by admin May 5, 2019

by admin May 5, 2019

The Best Blue Shoes Wedding .The bride can pick from a variety of wedding or night footwear…
Baby Quotes
The 21 Best Ideas for Baby Room Quotes

by admin May 5, 2019

by admin May 5, 2019

The 21 Best Ideas for Baby Room Quotes .When he lastly was placed right into my arms,…
Casserole Recipes
Best 24 Dairy Free Tuna Casserole

by admin May 5, 2019

by admin May 5, 2019

Best 24 Dairy Free Tuna Casserole .I made this tonight and it transformed out wonderful. I made…
Printable Coloring Pages
The 21 Best Ideas for Easter Coloring Pages Free Printable

by admin May 5, 2019

by admin May 5, 2019

The 21 Best Ideas for Easter Coloring Pages Free Printable . Coloring pages as well as printables…
Bathroom Ideas
25 Catchy Bathroom Designs Small

by admin May 5, 2019

by admin May 5, 2019

25 Catchy Bathroom Designs Small .A shower room does not need to be elegant to look excellent.…
Birthday Gift Inspirations
The Best Birthday Gifts for 16 Year Old Boy

by admin May 5, 2019

by admin May 5, 2019

The Best Birthday Gifts for 16 Year Old Boy .Exactly how to Pick the Perfect Birthday GiftYes,…
Tea Party Ideas
30 Ideas for Tea Party Ideas for toddlers

by admin May 5, 2019

by admin May 5, 2019

30 Ideas for Tea Party Ideas for toddlers .Couple of tea party ideas are as essential as…
Birthday Gift Inspirations
24 Best Ideas Ideas for Birthday Gifts for Him

by admin May 5, 2019

by admin May 5, 2019

24 Best Ideas Ideas for Birthday Gifts for Him . Certain, you can pick something cool off…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?