Home, Family, Style and Art Ideas

Dessert Recipes
Best 30 Sams Club Desserts

by admin May 6, 2019

by admin May 6, 2019

Best 30 Sams Club Desserts .This very easy dessert recipe from Half Baked Harvest has it all:…
Gift Ideas For Girlfriend
Top 35 Sweet Gift Ideas for Girlfriend

by admin May 6, 2019

by admin May 6, 2019

Top 35 Sweet Gift Ideas for Girlfriend .It doesn t need to be a birthday celebration, wedding…
Best Winter Ideas
22 Of the Best Ideas for Easy Preschool Winter Crafts

by admin May 6, 2019

by admin May 6, 2019

22 Of the Best Ideas for Easy Preschool Winter Crafts .There are certainly lots of locations to…
Easter Party Ideas
The top 30 Ideas About Easter Egg Party Ideas

by admin May 6, 2019

by admin May 6, 2019

The top 30 Ideas About Easter Egg Party Ideas .Whether you have a tiny gathering or a…
Passover Recipes
Best 23 Passover Coconut Macaroons

by admin May 6, 2019

by admin May 6, 2019

Best 23 Passover Coconut Macaroons .Passover Recipes Find all the delicious recipes you’ll require for your Passover…
DIY Dog Ideas
The Best Ideas for Diy Dog Kennel Roof

by admin May 6, 2019

by admin May 6, 2019

The Best Ideas for Diy Dog Kennel Roof .It’s part toy, part reward, with a complete serving…
Passover Recipes
The Best Passover Desserts Best

by admin May 6, 2019

by admin May 6, 2019

The Best Passover Desserts Best .Passover Recipes Discover all the delicious recipes you’ll need for your Passover…
Mothers Day Quotes
Top 35 Best Mother Quote

by admin May 6, 2019

by admin May 6, 2019

Top 35 Best Mother Quote .Mother’s Day is the special season when you get to celebrate your…
Family Quotes
The 23 Best Ideas for Scripture Quotes About Family

by admin May 6, 2019

by admin May 6, 2019

The 23 Best Ideas for Scripture Quotes About Family .Household is one of the most important, if…
Low Fat Recipes
Top 22 Low Fat Corn Chowder

by admin May 6, 2019

by admin May 6, 2019

Top 22 Low Fat Corn Chowder .This is a hearty as well as rich lentil curry, wonderful…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?