Home, Family, Style and Art Ideas

DIY Outdoor Ideas
The top 35 Ideas About Diy Outdoor Teepee

by admin May 16, 2019

by admin May 16, 2019

The top 35 Ideas About Diy Outdoor Teepee .Summertime is the period for appreciating everything outdoors and…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Gift for Girl

by admin May 15, 2019

by admin May 15, 2019

20 Of the Best Ideas for Valentines Day Gift for Girl .There are thousands of valentine day…
Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Lucky Quotes

by admin May 15, 2019

by admin May 15, 2019

22 Best Ideas St Patrick&#039;s Day Lucky Quotes .Descendents of those who arrived throughout the Irish potato…
Wedding Gift Ideas
20 Of the Best Ideas for Wedding Gift Ideas for Bridesmaids

by admin May 15, 2019

by admin May 15, 2019

20 Of the Best Ideas for Wedding Gift Ideas for Bridesmaids . And after that obviously, there…
Wedding Hairstyles
Top 20 Wedding Hairstyle Curls

by admin May 15, 2019

by admin May 15, 2019

Top 20 Wedding Hairstyle Curls .In numerous means, looking for a wedding event hairstyle is a great…
Birthday Gift Ideas
The top 20 Ideas About 30th Birthday Gift Ideas

by admin May 15, 2019

by admin May 15, 2019

The top 20 Ideas About 30th Birthday Gift Ideas . Select versus our wide quantity of resourceful…
Wedding Hairstyles
The top 23 Ideas About Black Girls Wedding Hairstyles

by admin May 15, 2019

by admin May 15, 2019

The top 23 Ideas About Black Girls Wedding Hairstyles .Seeking the perfect hairstyle isn’t that difficult. All…
Nail Colors
22 Of the Best Ideas for Cute Nail Colors

by admin May 15, 2019

by admin May 15, 2019

22 Of the Best Ideas for Cute Nail Colors .In ideal imperial style, striking teal has actually…
Best Pi Day Ideas
Best 21 Pi Day Dinner Ideas

by admin May 15, 2019

by admin May 15, 2019

Best 21 Pi Day Dinner Ideas .Pi has been calculated to over one trillion numbers beyond its…
High Fiber Recipes
24 Of the Best Ideas for Does Broccoli Have Fiber

by admin May 15, 2019

by admin May 15, 2019

24 Of the Best Ideas for Does Broccoli Have Fiber .High-Fiber Recipes Muffins, smoothies, as well as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?