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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
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  • Stew Recipes

    21 Ideas for Oyster Stew Recipe

    by admin May 7, 2019
    by admin May 7, 2019

    21 Ideas for Oyster Stew Recipe .This classic stick-to-your-ribs stew is the optimal task for a freezing…

  • Jewelry Sets

    Best 25 Silver Wedding Ring Sets for Him and Her

    by admin May 7, 2019
    by admin May 7, 2019

    Best 25 Silver Wedding Ring Sets for Him and Her .Jewelry sets make an outstanding gift for…

  • Easter Recipes

    Best 24 Side Dishes for Easter Ham

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    by admin May 7, 2019

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  • DIY Organizer Ideas

    30 Best Ideas Tea Bag organizer Diy

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    by admin May 7, 2019

    30 Best Ideas Tea Bag organizer Diy . As we start to function from house an increasing…

  • Best Winter Ideas

    The 22 Best Ideas for Diy Cat Shelter for Winter

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    The 22 Best Ideas for Diy Cat Shelter for Winter .Winter wedding celebrations can be absolutely enchanting…

  • DIY Mask Ideas

    The Best Ideas for Diy Lace Masquerade Mask

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    The Best Ideas for Diy Lace Masquerade Mask . This moisturizing, adjustable DIY sheet mask idea from…

  • Rings

    21 Best Ideas Wedding Rings Black

    by admin May 7, 2019
    by admin May 7, 2019

    21 Best Ideas Wedding Rings Black .A ring for today as well as all of your tomorrows.…

  • Gift Ideas For Boys

    The Best toddler Boys Gift Ideas

    by admin May 7, 2019
    by admin May 7, 2019

    The Best toddler Boys Gift Ideas . This gift is component plaything, component scientific research lesson. With…

  • Beautiful Nails

    The top 20 Ideas About Pretty Ombre Nails

    by admin May 7, 2019
    by admin May 7, 2019

    The top 20 Ideas About Pretty Ombre Nails .Our special solutions consist of late evenings, loyalty systems,…

  • Best Easter Ideas

    Best 25 Easter Cake Pops Recipe

    by admin May 7, 2019
    by admin May 7, 2019

    Best 25 Easter Cake Pops Recipe .Easter is simply around the bend as well as clearly you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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