Home, Family, Style and Art Ideas

Low Calorie Recipes
The 30 Best Ideas for Low Calorie Tv Dinners

by admin May 16, 2019

by admin May 16, 2019

The 30 Best Ideas for Low Calorie Tv Dinners .Roasting isn’t generally the very first cooking approach…
Best Gift Ideas
Top 21 Best Gift Ideas for Mom

by admin May 16, 2019

by admin May 16, 2019

Top 21 Best Gift Ideas for Mom . Obtain a set of these truly cool unisex gloves.…
Wedding Hairstyles
23 Best Ideas Youtube Wedding Hairstyles for Long Hair

by admin May 16, 2019

by admin May 16, 2019

23 Best Ideas Youtube Wedding Hairstyles for Long Hair .Seeking the best hairstyle isn’t that challenging. All…
Wedding Gowns
23 Best Wedding Gowns Pictures

by admin May 16, 2019

by admin May 16, 2019

23 Best Wedding Gowns Pictures .After you have actually tried on different wedding gowns to see what…
Coloring Pages For Girls
The Best Anime Coloring Pages for Girls

by admin May 16, 2019

by admin May 16, 2019

The Best Anime Coloring Pages for Girls . In this classification, you will find incredible Coloring Pages…
Best Christmas Ideas
25 Best Ideas Christmas Gifts for Best Friend

by admin May 16, 2019

by admin May 16, 2019

25 Best Ideas Christmas Gifts for Best Friend .For kids, Christmas is among the jocund events. Be…
Gifts for Kids
Best 22 Birthday Gift for Child

by admin May 16, 2019

by admin May 16, 2019

Best 22 Birthday Gift for Child .Toy shop shelves are loaded with the most fantastic points in…
Mexican Recipes
25 Best Ideas Mexican Black Bean soup Recipes

by admin May 16, 2019

by admin May 16, 2019

25 Best Ideas Mexican Black Bean soup Recipes .A hearty combination of beans, corn, tomatoes, as well…
Birthday Gift Ideas
The 20 Best Ideas for 21st Birthday Gift Ideas for Men

by admin May 16, 2019

by admin May 16, 2019

The 20 Best Ideas for 21st Birthday Gift Ideas for Men . Birthday Gifts If you’re after…
Engagement Party Ideas
21 Best Engagement Bbq Party Ideas

by admin May 16, 2019

by admin May 16, 2019

21 Best Engagement Bbq Party Ideas . Break out the rose gold sequin outfit from New Year’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?