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Gifts for Kids
The Best Ideas for Graduation Gifts for Kids

by admin May 7, 2019

by admin May 7, 2019

The Best Ideas for Graduation Gifts for Kids .Toy store racks are loaded with one of the…
Necklaces
The Best Ideas for Yin Yang Necklace for Couples

by admin May 7, 2019

by admin May 7, 2019

The Best Ideas for Yin Yang Necklace for Couples .Jewelry sets make an outstanding gift for your…
Best Easter Ideas
Top 25 Easter Buffet Ideas

by admin May 7, 2019

by admin May 7, 2019

Top 25 Easter Buffet Ideas .Most individuals like to embellish the beyond their houses along with the…
Kitchen Ideas
20 Gorgeous Small Kitchen Design Ideas

by admin May 7, 2019

by admin May 7, 2019

20 Gorgeous Small Kitchen Design Ideas .Develop your perfect kitchen with our substantial collection of kitchen ideas.…
Mothers Day Gift Ideas
30 Of the Best Ideas for Unusual Mothers Day Gift Ideas

by admin May 7, 2019

by admin May 7, 2019

30 Of the Best Ideas for Unusual Mothers Day Gift Ideas .The last thing any mommy wants…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Open when Gift Ideas for Boyfriend

by admin May 7, 2019

by admin May 7, 2019

25 Of the Best Ideas for Open when Gift Ideas for Boyfriend . If you are the…
Inspirational Quotes
24 Of the Best Ideas for Water Inspirational Quotes

by admin May 7, 2019

by admin May 7, 2019

24 Of the Best Ideas for Water Inspirational Quotes . Right here’s the best inspiring quotes we’ve…
Easter Recipes
The 24 Best Ideas for Easter Dirt Cake Recipe

by admin May 7, 2019

by admin May 7, 2019

The 24 Best Ideas for Easter Dirt Cake Recipe .For those of you not eating meat, here…
Mothers Day Gift Ideas
The Best Mother's Day Gift Ideas From son

by admin May 7, 2019

by admin May 7, 2019

The Best Mother&#039;s Day Gift Ideas From son .The last thing any type of mother desires is…
Easter Party Ideas
30 Ideas for Easter Party Favor Ideas

by admin May 7, 2019

by admin May 7, 2019

30 Ideas for Easter Party Favor Ideas .Whether you have a little celebration or a huge household…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?