Home, Family, Style and Art Ideas

Mothers Day Quotes
Best 35 Mother Jones Quote

by admin May 8, 2019

by admin May 8, 2019

Best 35 Mother Jones Quote .Mother’s Day is the unique time of year when you get to…
Best Mothers Day Ideas
21 Best Good Mother's Day Gifts

by admin May 8, 2019

by admin May 8, 2019

21 Best Good Mother&#039;s Day Gifts .Give her attractive as well as fresh flowers specifically roses. She…
Mothers Day Gift Ideas
30 Ideas for Mother Days Gift Ideas to Make

by admin May 8, 2019

by admin May 8, 2019

30 Ideas for Mother Days Gift Ideas to Make .The last point any mom wants is a…
Birthday Party Inspirations
Best 30 Sunshine Birthday Party

by admin May 8, 2019

by admin May 8, 2019

Best 30 Sunshine Birthday Party .Host the Ultimate Celebration with Themed Birthday Party SuppliesBirthday parties need to…
Printable Coloring Pages
The 21 Best Ideas for Minions Coloring Pages Printable

by admin May 8, 2019

by admin May 8, 2019

The 21 Best Ideas for Minions Coloring Pages Printable .Coloring pages the simplest way to soothe your…
Fireplace Ideas
21 Exellent Real Flame White Electric Fireplace

by admin May 8, 2019

by admin May 8, 2019

21 Exellent Real Flame White Electric Fireplace .One of the wonderful aspects of our wall installed and…
Long Hairstyles
The Best Ideas for Men's Longer Hairstyles

by admin May 8, 2019

by admin May 8, 2019

The Best Ideas for Men&#039;s Longer Hairstyles .It is likewise crucial, particularly with lengthy hair given that…
Low Fat Recipes
The top 22 Ideas About Easy Low Fat Desserts

by admin May 8, 2019

by admin May 8, 2019

The top 22 Ideas About Easy Low Fat Desserts .This is a passionate as well as rich…
Best St. Patrick Day Ideas
The top 22 Ideas About St Patrick's Day Party Invitations

by admin May 8, 2019

by admin May 8, 2019

The top 22 Ideas About St Patrick&#039;s Day Party Invitations .Many individuals anticipate to receive presents on…
Gift Ideas For Couples
Top 20 Couple Wedding Gift Ideas

by admin May 8, 2019

by admin May 8, 2019

Top 20 Couple Wedding Gift Ideas .Discovering presents for pairs is a cinch when you have a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?