Home, Family, Style and Art Ideas

Instant Pot Recipes
The top 25 Ideas About Instant Pot Recipes Mac and Cheese

by admin May 9, 2019

by admin May 9, 2019

The top 25 Ideas About Instant Pot Recipes Mac and Cheese .These Instant Pot recipes will conserve…
Mother's Day Recipes
20 Of the Best Ideas for Mothers Day Dinner Cruise

by admin May 9, 2019

by admin May 9, 2019

20 Of the Best Ideas for Mothers Day Dinner Cruise .Mother’s Day Recipes Make Mommy satisfied with…
Slow Cooker Recipes
21 Best Easy Slow Cooker Chicken Wings Recipe

by admin May 9, 2019

by admin May 9, 2019

21 Best Easy Slow Cooker Chicken Wings Recipe .During those hectic weeks when you simply don’t have…
Mothers Day Quotes
The 35 Best Ideas for Quote Of Mother Teresa

by admin May 9, 2019

by admin May 9, 2019

The 35 Best Ideas for Quote Of Mother Teresa .Mom’s Day is the special season when you…
Kitchen Ideas
20 Inexpensive Kitchen Granite Backsplash

by admin May 9, 2019

by admin May 9, 2019

20 Inexpensive Kitchen Granite Backsplash . Choosing tile for your backsplash can be a satisfying phase of…
Mothers Day Gift Ideas
30 Of the Best Ideas for Gift Ideas for Godmother

by admin May 9, 2019

by admin May 9, 2019

30 Of the Best Ideas for Gift Ideas for Godmother .The last point any kind of mom…
St. Patrick's Day Recipes
Best 22 St Patrick's Day Recipes Desserts

by admin May 8, 2019

by admin May 8, 2019

Best 22 St Patrick&#039;s Day Recipes Desserts .If you require a little added good luck impressing your…
Mothers Day Gift Ideas
30 Ideas for Mother and Daughter Gift Ideas

by admin May 8, 2019

by admin May 8, 2019

30 Ideas for Mother and Daughter Gift Ideas .The last point any kind of mother wants is…
Storage Ideas
21 Unique Styling Ideas for Your Kitchen Nook Bench with Storage

by admin May 8, 2019

by admin May 8, 2019

21 Unique Styling Ideas for Your Kitchen Nook Bench with Storage .From food preparation to delighting to…
Nail Art
The Best Polka Dot Nail Art

by admin May 8, 2019

by admin May 8, 2019

The Best Polka Dot Nail Art .Once the intense white shades of summertime have disappeared from our…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?