Home, Family, Style and Art Ideas

Best Spring Ideas
The Best Spring Ideas Art

by admin May 9, 2019

by admin May 9, 2019

The Best Spring Ideas Art .It can be the color of a lamp, the layout on the…
Backyard Ideas
35 Sensational Deck Ideas for Small Backyard

by admin May 9, 2019

by admin May 9, 2019

35 Sensational Deck Ideas for Small Backyard .If you’re unsure where to begin with your backyard redesign,…
Christmas Party Ideas
Best 25 Christmas Party Exchange Ideas

by admin May 9, 2019

by admin May 9, 2019

Best 25 Christmas Party Exchange Ideas .If you want to hold the best holiday celebration on the…
Motivational Quotes
The Best Ideas for Lion Motivational Quotes

by admin May 9, 2019

by admin May 9, 2019

The Best Ideas for Lion Motivational Quotes .Successful individuals don’t become by doing this overnight. What most…
Nail Designs
20 Best Ideas Fall Nail Designs Pinterest

by admin May 9, 2019

by admin May 9, 2019

20 Best Ideas Fall Nail Designs Pinterest .Fantastic ready to book your next manicure, because this nail…
Best Passover Ideas
The top 24 Ideas About Passover Activities for Sunday School

by admin May 9, 2019

by admin May 9, 2019

The top 24 Ideas About Passover Activities for Sunday School .Passover is a time for reaching out…
Funny Quotes
The Best Ideas for Funny Christian Quotes

by admin May 9, 2019

by admin May 9, 2019

The Best Ideas for Funny Christian Quotes . I don’t think that you can provide the very…
Passover Recipes
23 Best Passover Dinner Recipe

by admin May 9, 2019

by admin May 9, 2019

23 Best Passover Dinner Recipe .Passover Recipes Find all the tasty recipes you’ll need for your Passover…
Gift Ideas For Girlfriend
The Best Diy Girlfriend Birthday Gift Ideas

by admin May 9, 2019

by admin May 9, 2019

The Best Diy Girlfriend Birthday Gift Ideas .It doesn t have to be a birthday, anniversary, or…
Firepit Ideas
22 Delightful Outdoor Fireplace or Fire Pit

by admin May 9, 2019

by admin May 9, 2019

22 Delightful Outdoor Fireplace or Fire Pit .Fire Pit Suggestions To select the appropriate fire pit layout…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?