Home, Family, Style and Art Ideas

Beautiful Nails
The top 20 Ideas About Pretty Nails Comedy

by admin May 10, 2019

by admin May 10, 2019

The top 20 Ideas About Pretty Nails Comedy .Our unique solutions consist of late nights, loyalty schemes,…
Inspirational Quotes
24 Ideas for Inspirational Quotes for Teens

by admin May 10, 2019

by admin May 10, 2019

24 Ideas for Inspirational Quotes for Teens .Put life in point of view with with some brief…
Best Pi Day Ideas
21 Best Ideas Pi Day Activities 3rd Grade

by admin May 10, 2019

by admin May 10, 2019

21 Best Ideas Pi Day Activities 3rd Grade .Pi (p) Day Started in 1988 at the Exploratorium,…
Passover Recipes
23 Ideas for Passover Side Dishes Easy

by admin May 10, 2019

by admin May 10, 2019

23 Ideas for Passover Side Dishes Easy .Passover Recipes Find all the delicious recipes you’ll need for…
Easter Party Ideas
The top 30 Ideas About Easter Party Snack Ideas for Kids

by admin May 10, 2019

by admin May 10, 2019

The top 30 Ideas About Easter Party Snack Ideas for Kids .Whether you have a tiny celebration…
Nail Ideas
The 23 Best Ideas for Round Nail Ideas

by admin May 10, 2019

by admin May 10, 2019

The 23 Best Ideas for Round Nail Ideas .Fantastic prepared to book your following manicure, because this…
St. Patrick's Day Recipes
The 22 Best Ideas for Corned Beef and Cabbage St Patrick's Day

by admin May 10, 2019

by admin May 10, 2019

The 22 Best Ideas for Corned Beef and Cabbage St Patrick&#039;s Day .If you need a little…
Dessert Recipes
Best 30 Sugar Free Desserts

by admin May 10, 2019

by admin May 10, 2019

Best 30 Sugar Free Desserts .This simple dessert recipe from Half Baked Harvest has it all: chocolate…
Birthday Recipes
23 Best Ideas Diabetic Birthday Cakes Recipes

by admin May 10, 2019

by admin May 10, 2019

23 Best Ideas Diabetic Birthday Cakes Recipes .To ensure your sprinkles hold on limited to the glass,…
Birthday Cake Ideas
The top 20 Ideas About Birthday Sheet Cake Ideas

by admin May 10, 2019

by admin May 10, 2019

The top 20 Ideas About Birthday Sheet Cake Ideas .An ideal birthday celebration scene is buddies and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?