Home, Family, Style and Art Ideas

Birthday Gift Ideas
The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend . Come to a decision versus…
Mothers Day Gift Ideas
30 Best Ideas Personalized Mother's Day Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

30 Best Ideas Personalized Mother&#039;s Day Gift Ideas .The last point any mama wants is a fistful…
Best Easter Ideas
The Best Ideas for Easter Service Ideas for Small Churches

by admin May 19, 2019

by admin May 19, 2019

The Best Ideas for Easter Service Ideas for Small Churches .Easter is just around the corner and…
Family Quotes
The top 23 Ideas About Friends are the Family You Choose Quote

by admin May 19, 2019

by admin May 19, 2019

The top 23 Ideas About Friends are the Family You Choose Quote . Household Quotes app is…
Mothers Day Quotes
35 Ideas for Mother's Day Card Quotes

by admin May 19, 2019

by admin May 19, 2019

35 Ideas for Mother&#039;s Day Card Quotes . Mother’s Day come down on Sunday, May 12 this…
Kids Fashion Ideas
24 Ideas for White Dressers for Baby Room

by admin May 19, 2019

by admin May 19, 2019

24 Ideas for White Dressers for Baby Room .Sprucing up children can be really enjoyable and also…
Mothers Day Gift Ideas
The top 30 Ideas About Free Mother's Day Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

The top 30 Ideas About Free Mother&#039;s Day Gift Ideas .The last point any mom wants is…
Best St. Patrick Day Ideas
The 22 Best Ideas for Fun St Patrick's Day Activities

by admin May 19, 2019

by admin May 19, 2019

The 22 Best Ideas for Fun St Patrick&#039;s Day Activities .Descendents of those that immigrated throughout the…
Valentines Day Gift Ideas
Top 35 Female Valentine Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

Top 35 Female Valentine Gift Ideas .Shop from these thoughtful and also budget-friendly choices, and also put…
Passover Recipes
The Best Ideas for Passover Mandel Bread Recipe

by admin May 18, 2019

by admin May 18, 2019

The Best Ideas for Passover Mandel Bread Recipe .Environment-friendly is usually hard to find by throughout Passover,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?