Home, Family, Style and Art Ideas

Mothers Day Quotes
Best 35 Grandmother and Granddaughter Bond Quotes

by admin May 11, 2019

by admin May 11, 2019

Best 35 Grandmother and Granddaughter Bond Quotes . Mom’s Day arrive at Sunday, May 12 this year,…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Friend Woman

by admin May 11, 2019

by admin May 11, 2019

The Best Birthday Gift Ideas for Friend Woman . Birthday Gifts If you’re following a unique birthday…
Easter Recipes
24 Best Ideas Middle Eastern Recipes Vegetarian

by admin May 11, 2019

by admin May 11, 2019

24 Best Ideas Middle Eastern Recipes Vegetarian .For those of you not consuming meat, right here are…
Wedding Invitations
The top 21 Ideas About Christian Wedding Invitation

by admin May 11, 2019

by admin May 11, 2019

The top 21 Ideas About Christian Wedding Invitation .Wedding invitations likewise vary in cost factor from very…
Backyard Ideas
35 Pretty Backyard Beach Pool

by admin May 11, 2019

by admin May 11, 2019

35 Pretty Backyard Beach Pool .If you’re unsure where to start with your backyard redesign, why not…
St. Patrick's Day Recipes
22 Best Ideas why Corned Beef and Cabbage On St Patrick Day

by admin May 11, 2019

by admin May 11, 2019

22 Best Ideas why Corned Beef and Cabbage On St Patrick Day .Patrick’s Day is just nearby.…
Anniversary Gift Ideas
The 20 Best Ideas for Three Year Anniversary Gift Ideas

by admin May 11, 2019

by admin May 11, 2019

The 20 Best Ideas for Three Year Anniversary Gift Ideas .Please your cherished spouse by gifting an…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for butch Girlfriend

by admin May 11, 2019

by admin May 11, 2019

Top 35 Gift Ideas for butch Girlfriend . Make your following gift the ideal gift for your…
Mermaid Party Ideas
The 20 Best Ideas for Ideas for Little Mermaid Birthday Party

by admin May 10, 2019

by admin May 10, 2019

The 20 Best Ideas for Ideas for Little Mermaid Birthday Party . This mermaid fad has legs.…
Best St. Patrick Day Ideas
Best 22 Happy Birthday St Patrick's Day Quotes

by admin May 10, 2019

by admin May 10, 2019

Best 22 Happy Birthday St Patrick&#039;s Day Quotes .A lot of individuals expect to receive presents on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?