Home, Family, Style and Art Ideas

Kitchen Ideas
20 Fancy Outdoor Camping Kitchen

by admin May 11, 2019

by admin May 11, 2019

20 Fancy Outdoor Camping Kitchen .Most outdoor kitchen areas are going to be situated near the main…
Kitchen Ideas
20 Newest Outdoor Kitchen Kits Home Depot

by admin May 11, 2019

by admin May 11, 2019

20 Newest Outdoor Kitchen Kits Home Depot .Shabby chic kitchens are still a timeless, and this shoddy…
Easter Party Ideas
The 30 Best Ideas for Easter Birthday Party Decorating Ideas

by admin May 11, 2019

by admin May 11, 2019

The 30 Best Ideas for Easter Birthday Party Decorating Ideas .Whether you have a tiny gathering or…
Easter Party Ideas
The 30 Best Ideas for Easy Easter Party Ideas

by admin May 11, 2019

by admin May 11, 2019

The 30 Best Ideas for Easy Easter Party Ideas .Whether you have a tiny gathering or a…
Long Hairstyles
23 Best Punky Long Hairstyles

by admin May 11, 2019

by admin May 11, 2019

23 Best Punky Long Hairstyles .It is likewise crucial, especially with long hair considering that many people…
Trolls Party Ideas
25 Best Ideas Food Ideas for A Troll Party

by admin May 11, 2019

by admin May 11, 2019

25 Best Ideas Food Ideas for A Troll Party .Birthday events are only as fun as the…
Gift Ideas For Boyfriend
The top 25 Ideas About Navy Boyfriend Gift Ideas

by admin May 11, 2019

by admin May 11, 2019

The top 25 Ideas About Navy Boyfriend Gift Ideas . If you are the smart or Do…
Best St. Patrick Day Ideas
The Best Ideas for St Patrick's Day Children's Activities

by admin May 11, 2019

by admin May 11, 2019

The Best Ideas for St Patrick&#039;s Day Children&#039;s Activities .With tongue in cheek every American that suches…
Best St. Patrick Day Ideas
The Best Ideas for St Patrick's Day Funny Quotes

by admin May 11, 2019

by admin May 11, 2019

The Best Ideas for St Patrick&#039;s Day Funny Quotes .So with tongue in cheek every American that…
Wedding Gift Ideas
20 Best Wedding Gift Ideas for Daughter

by admin May 11, 2019

by admin May 11, 2019

20 Best Wedding Gift Ideas for Daughter . And after that certainly, there are simply the Enjoyable…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?