Home, Family, Style and Art Ideas

Birthday Recipes
Top 23 Harry Potter Birthday Cake Recipe

by admin May 13, 2019

by admin May 13, 2019

Top 23 Harry Potter Birthday Cake Recipe .In a huge blending bowl, either utilizing an electric hand…
Valentine's Day Recipes
Top 20 Valentines Day Candy Sayings

by admin May 12, 2019

by admin May 12, 2019

Top 20 Valentines Day Candy Sayings .Sure, a charming dinner is the star of Valentine’s Day, however…
Wedding Hairstyles
20 Best Ideas Beach Wedding Hairstyles

by admin May 12, 2019

by admin May 12, 2019

20 Best Ideas Beach Wedding Hairstyles .It needs to be noted that transforming to a brief hairstyle…
Wedding Gift Ideas
The top 20 Ideas About Simple Wedding Gift Ideas

by admin May 12, 2019

by admin May 12, 2019

The top 20 Ideas About Simple Wedding Gift Ideas .A set of baggage is a perfect gift…
Instant Pot Recipes
25 Ideas for Instant Pot Chicken Quarters Recipes

by admin May 12, 2019

by admin May 12, 2019

25 Ideas for Instant Pot Chicken Quarters Recipes .These Instant Pot recipes are about to conserve you…
Necklaces
The 20 Best Ideas for Mother Daughter Necklace Set

by admin May 12, 2019

by admin May 12, 2019

The 20 Best Ideas for Mother Daughter Necklace Set .Fashion jewelry collections make an outstanding present for…
Glitter Nails
The Best Nail Designs Glitter

by admin May 12, 2019

by admin May 12, 2019

The Best Nail Designs Glitter .If you have a difficult time making each nail look the same,…
Mothers Day Quotes
35 Ideas for Mother Teresa Quote Be Kind Anyway

by admin May 12, 2019

by admin May 12, 2019

35 Ideas for Mother Teresa Quote Be Kind Anyway . Mom’s Day come down on Sunday, May…
DIY Crafts for Kids
The top 22 Ideas About Baby Art and Craft

by admin May 12, 2019

by admin May 12, 2019

The top 22 Ideas About Baby Art and Craft .Toddlers love dipping stamps into ink pads or…
Best Pi Day Ideas
Top 21 Pi Day Poster Ideas

by admin May 12, 2019

by admin May 12, 2019

Top 21 Pi Day Poster Ideas .Pi Day is commemorated on March 14th (3/14) around the globe.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?