Home, Family, Style and Art Ideas

Diabetic Recipes
Top 25 Sweet Potato Diabetes

by admin May 13, 2019

by admin May 13, 2019

Top 25 Sweet Potato Diabetes .This ought to give you a healthy and also balanced dinner that…
Baby Shower Gift Ideas
The 30 Best Ideas for Babys First Birthday Gift Ideas

by admin May 13, 2019

by admin May 13, 2019

The 30 Best Ideas for Babys First Birthday Gift Ideas .It s a puppet, it s a…
Low Calorie Recipes
The Best Ideas for Low Calorie Mexican Food Recipes

by admin May 13, 2019

by admin May 13, 2019

The Best Ideas for Low Calorie Mexican Food Recipes .Roasting isn’t typically the first cooking technique you…
Valentines Day Gift Ideas
35 Best Ideas Valentine Gift Husband Ideas

by admin May 13, 2019

by admin May 13, 2019

35 Best Ideas Valentine Gift Husband Ideas .Shop from these thoughtful as well as budget-friendly choices, and…
Nail Ideas
Top 23 Acrylic Nail Ideas 2020

by admin May 13, 2019

by admin May 13, 2019

Top 23 Acrylic Nail Ideas 2020 .There are the classics, like pumpkins as well as charming deer,…
Valentines Day Gift Ideas
Best 35 Valentine's Day Creative Gift Ideas

by admin May 13, 2019

by admin May 13, 2019

Best 35 Valentine&#039;s Day Creative Gift Ideas .You’re not a standard guy. That implies when February 14…
Keto Recipes
21 Of the Best Ideas for Foods for Keto Diet

by admin May 13, 2019

by admin May 13, 2019

21 Of the Best Ideas for Foods for Keto Diet .If you are trying to find the…
Motivational Quotes
30 Best Ideas Motivational Quotes for Women

by admin May 13, 2019

by admin May 13, 2019

30 Best Ideas Motivational Quotes for Women . Failure isn’t constantly concerning discovering to be better, much…
Easter Recipes
The Best Ideas for Best Ham Recipes for Easter

by admin May 13, 2019

by admin May 13, 2019

The Best Ideas for Best Ham Recipes for Easter .This classy appetizer integrates conveniently with straightforward, time-saving…
Anklets
Best 20 Anklet Macrame

by admin May 13, 2019

by admin May 13, 2019

Best 20 Anklet Macrame .An anklet, additionally called ankle joint chain, ankle bracelet or ankle string, is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?