Home, Family, Style and Art Ideas

New Year's Recipes
25 Of the Best Ideas for New Year Day Dinner Menu

by admin May 22, 2019

by admin May 22, 2019

25 Of the Best Ideas for New Year Day Dinner Menu .You’ll locate enjoyable New Year’s Eve…
Easter Party Ideas
30 Best Ideas Easter Party Ideas for Teens

by admin May 22, 2019

by admin May 22, 2019

30 Best Ideas Easter Party Ideas for Teens .Whether you have a tiny gathering or a big…
Baby Shower Recipes
The top 25 Ideas About Dutch Baby Pancakes

by admin May 22, 2019

by admin May 22, 2019

The top 25 Ideas About Dutch Baby Pancakes .Sherbet Shower Surprise This strike is constantly terrific for…
Vegan Recipes
The top 30 Ideas About are Eggo Waffles Vegan

by admin May 22, 2019

by admin May 22, 2019

The top 30 Ideas About are Eggo Waffles Vegan .If you believe eating vegan is dull, think…
Friendship Quotes
The top 21 Ideas About Cherish Friendship Quotes

by admin May 22, 2019

by admin May 22, 2019

The top 21 Ideas About Cherish Friendship Quotes .They’ve been there for you with the great times,…
Wedding Makeup
25 Of the Best Ideas for Bridal Makeup Images 2020

by admin May 22, 2019

by admin May 22, 2019

25 Of the Best Ideas for Bridal Makeup Images 2020 .Since there’s a likelihood you haven’t been…
Pins
23 Best Ideas Pins Diy

by admin May 22, 2019

by admin May 22, 2019

23 Best Ideas Pins Diy .Looking for wonderful costume precious jewelry brooches and also pins for yourself…
Nail Colors
The Best Cute Acrylic Nail Colors

by admin May 22, 2019

by admin May 22, 2019

The Best Cute Acrylic Nail Colors .From the realms of the Egyptian Pharaohs to the Aztecs, imperial…
Tea Party Ideas
Best 30 Tea Party Costume Ideas

by admin May 21, 2019

by admin May 21, 2019

Best 30 Tea Party Costume Ideas .Couple of tea ceremony ideas are as essential as tea! The…
Valentines Day Gift Ideas
35 Best Ideas Valentines 2020 Gift Ideas

by admin May 21, 2019

by admin May 21, 2019

35 Best Ideas Valentines 2020 Gift Ideas .You’re not a fundamental person. That means when February 14…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?