Home, Family, Style and Art Ideas

Gift Ideas For Boyfriend
Best 25 Cute Diy Gift Ideas for Boyfriend

by admin May 23, 2019

by admin May 23, 2019

Best 25 Cute Diy Gift Ideas for Boyfriend . If you are the crafty or Do It…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Mother Of the Groom

by admin May 22, 2019

by admin May 22, 2019

The 30 Best Ideas for Gift Ideas for Mother Of the Groom .The last thing any type…
Friendship Quotes
Top 21 Friendship Disappointed Quotes

by admin May 22, 2019

by admin May 22, 2019

Top 21 Friendship Disappointed Quotes .They’ve been there for you with the good times, the harsh moments,…
Easter Recipes
The Best Ideas for Middle Eastern Dinner Recipes

by admin May 22, 2019

by admin May 22, 2019

The Best Ideas for Middle Eastern Dinner Recipes .This elegant appetizer integrates quickly with simple, time-saving active…
Landscape Ideas
24 Awesome Hinkley Landscape Lighting

by admin May 22, 2019

by admin May 22, 2019

24 Awesome Hinkley Landscape Lighting .Conventionally created and also sourced electricity continues to be the a lot…
St. Patrick's Day Recipes
The Best St Patrick's Desserts

by admin May 22, 2019

by admin May 22, 2019

The Best St Patrick&#039;s Desserts .If you need a little added luck impressing your visitors at this…
Romantic Quotes
23 Best Ideas Romantic Quotes Images

by admin May 22, 2019

by admin May 22, 2019

23 Best Ideas Romantic Quotes Images . In this collection you will certainly find: 1) charming quotes…
Kitchen Ideas
20 Smart Temporary Kitchen Backsplash

by admin May 22, 2019

by admin May 22, 2019

20 Smart Temporary Kitchen Backsplash .How It’s DoneRun 4 x 4-inch white tiles in a diagonal layout…
Christmas Gift Ideas
The Best Ideas for 3 Year Old Christmas Gift Ideas

by admin May 22, 2019

by admin May 22, 2019

The Best Ideas for 3 Year Old Christmas Gift Ideas .Xmas is December 25th. The best Christmas…
Curly Hairstyles
25 Ideas for Edgy Curly Haircuts

by admin May 22, 2019

by admin May 22, 2019

25 Ideas for Edgy Curly Haircuts .Having curly hairstyles can be difficult to treat. It seems that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?