Home, Family, Style and Art Ideas

Best Cinco de Mayo Ideas
22 Of the Best Ideas for Cinco De Mayo Activities for Middle School

by admin January 1, 2024

by admin January 1, 2024

22 Of the Best Ideas for Cinco De Mayo Activities for Middle School .Another creative idea is…
Nail Ideas
23 Best Valentines Day Nail Ideas

by admin January 1, 2024

by admin January 1, 2024

23 Best Valentines Day Nail Ideas .A bit of glimmer never ever harmed any individual, and also…
Best Valentines Day Ideas
20 Ideas for Homemade Valentines Day Ideas for Him

by admin January 1, 2024

by admin January 1, 2024

20 Ideas for Homemade Valentines Day Ideas for Him .Most likely to your chocolate store as well…
Kitchen Ideas
20 Lovely Subway Tile Backsplash In Kitchen

by admin January 1, 2024

by admin January 1, 2024

20 Lovely Subway Tile Backsplash In Kitchen . Picking tile for your backsplash can be a pleasurable…
Fourth of July Recipes
Best 22 Vegan Fourth Of July Recipes

by admin December 31, 2023

by admin December 31, 2023

Best 22 Vegan Fourth Of July Recipes .With whatever from appetisers as well as drinks to main…
Quotes for Kids
20 Best You are A Child Of the Universe Quote

by admin December 31, 2023

by admin December 31, 2023

20 Best You are A Child Of the Universe Quote .We typically believe about just how they…
Wedding Sparklers
Best 22 Smokeless Wedding Sparklers

by admin December 31, 2023

by admin December 31, 2023

Best 22 Smokeless Wedding Sparklers .Its vital to remember that this will certainly not work with normal…
Engagement Party Ideas
The Best Best Engagement Party Ideas

by admin December 31, 2023

by admin December 31, 2023

The Best Best Engagement Party Ideas .While you can’t go incorrect with a traditional involvement party, we…
Kitchen Ideas
20 Luxurious Small Kitchen Ceiling Ideas

by admin December 30, 2023

by admin December 30, 2023

20 Luxurious Small Kitchen Ceiling Ideas .A small kitchen can still have a large character. Enter this…
DIY Mask Ideas
23 Best Ideas Diy Egg White Mask

by admin December 30, 2023

by admin December 30, 2023

23 Best Ideas Diy Egg White Mask .Oh, deal with masks, allow us count the means we…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?