Home, Family, Style and Art Ideas

Beautiful Nails
20 Best Beautiful Nails Memphis Tn

by admin October 22, 2024

by admin October 22, 2024

20 Best Beautiful Nails Memphis Tn .Our special solutions consist of late nights, commitment plans, special hire,…
DIY Costume Ideas
35 Ideas for Diy Bird Costume

by admin October 22, 2024

by admin October 22, 2024

35 Ideas for Diy Bird Costume . Your kid brings shade to your world on Halloween and…
Long Hairstyles
Top 23 Men Hairstyles Long

by admin October 22, 2024

by admin October 22, 2024

Top 23 Men Hairstyles Long .Initial step to stop hair breakage is conditioning. When you condition your…
Coloring Pages For Boys
Best 30 Coloring Pages for Boys Pokemon

by admin October 21, 2024

by admin October 21, 2024

Best 30 Coloring Pages for Boys Pokemon . Coloring pages the easiest method to soothe your kid.…
Wedding Hairstyles
Best 23 Wedding Hairstyles for Short Hair 2020

by admin October 21, 2024

by admin October 21, 2024

Best 23 Wedding Hairstyles for Short Hair 2020 .Trying to find the best hairstyle isn’t that tough.…
Kitchen Ideas
20 Fantastic Fixer Upper Kitchen Remodels

by admin October 21, 2024

by admin October 21, 2024

20 Fantastic Fixer Upper Kitchen Remodels .Upgrading your cooking and food-prep area with a tile backsplash is…
DIY Wood Ideas
The Best Diy Compost Bins Wood

by admin October 21, 2024

by admin October 21, 2024

The Best Diy Compost Bins Wood . Timber is a very functional product it can be used…
Living Room Ideas
21 Luxury Farmhouse Style Living Room

by admin October 20, 2024

by admin October 20, 2024

21 Luxury Farmhouse Style Living Room .A contemporary-style living-room can be transformed into a posh farmhouse retreat…
Family Quotes
The Best Stitch Family Quote

by admin October 20, 2024

by admin October 20, 2024

The Best Stitch Family Quote .Family is one of the most crucial, if not the most vital…
Long Hairstyles
The 23 Best Ideas for Mens Haircuts Short Sides Long top

by admin October 20, 2024

by admin October 20, 2024

The 23 Best Ideas for Mens Haircuts Short Sides Long top .Primary step to preventing hair breakage…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?