Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
22 Ideas for Saint Patrick's Day Party

by admin May 15, 2019

by admin May 15, 2019

22 Ideas for Saint Patrick&#039;s Day Party .Descendents of those who arrived throughout the Irish potato scarcities…
Living Room Ideas
24 Cute Light Colours for Living Room

by admin May 15, 2019

by admin May 15, 2019

24 Cute Light Colours for Living Room .Ceiling Lights Below at Dunelm we are pleased to use…
Landscape Ideas
35 Favorite Backyard Fun for Kids

by admin May 15, 2019

by admin May 15, 2019

35 Favorite Backyard Fun for Kids .A water feature can cultivate leisure as well as tranquility in…
Bedroom Ideas
25 Spectacular Small Bedroom Paint Ideas

by admin May 15, 2019

by admin May 15, 2019

25 Spectacular Small Bedroom Paint Ideas .It’s constantly a great suggestion to seek advice from the shade…
Best St. Patrick Day Ideas
The Best St Patrick's Day Ideas

by admin May 15, 2019

by admin May 15, 2019

The Best St Patrick&#039;s Day Ideas .Descendents of those who arrived throughout the Irish potato starvations of…
Kids Party Ideas
The Best Ideas for Kids Party Entertainment Miami

by admin May 14, 2019

by admin May 14, 2019

The Best Ideas for Kids Party Entertainment Miami .Cooking class. Well, there is no need to hire…
DIY Box Ideas
The Best Diy Kief Box

by admin May 14, 2019

by admin May 14, 2019

The Best Diy Kief Box .The gift box ideas shared here today are style to be enjoyable…
Landscape Ideas
24 Magnificient Discontinued Malibu Landscape Lights

by admin May 14, 2019

by admin May 14, 2019

24 Magnificient Discontinued Malibu Landscape Lights .Traditionally created as well as sourced electrical energy remains the a…
Coloring Pages For Boys
The Best Ideas for Free Boys Coloring Pages

by admin May 14, 2019

by admin May 14, 2019

The Best Ideas for Free Boys Coloring Pages .Kids are additionally united in their life’s interests. To…
Passover Recipes
23 Of the Best Ideas for Passover Carrot Cake

by admin May 14, 2019

by admin May 14, 2019

23 Of the Best Ideas for Passover Carrot Cake .Passover Recipes Locate all the scrumptious recipes you’ll…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?