Home, Family, Style and Art Ideas

Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 60 Year Old Woman

by admin May 24, 2019

by admin May 24, 2019

20 Best Ideas Birthday Gift Ideas for 60 Year Old Woman .If you’re at the time a…
Birthday Party Inspirations
30 Of the Best Ideas for Birthday Party for Adults

by admin May 24, 2019

by admin May 24, 2019

30 Of the Best Ideas for Birthday Party for Adults . Find Birthday Event Supplies, including Decorations,…
Easter Recipes
Best 24 Easter Dinner Side Dishes

by admin May 24, 2019

by admin May 24, 2019

Best 24 Easter Dinner Side Dishes .This elegant appetizer integrates conveniently with easy, time-saving components. Frozen hash…
Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Boxes Ideas

by admin May 24, 2019

by admin May 24, 2019

The top 20 Ideas About Valentines Day Boxes Ideas .The traditional suggestions are still excellent suggestions. Even…
Landscape Ideas
35 Fascinating Backyard Zip Line Diy

by admin May 24, 2019

by admin May 24, 2019

35 Fascinating Backyard Zip Line Diy .A backyard is an expansion of what’s taking place inside our…
Easter Recipes
The top 24 Ideas About Best Easter Dinner Ever

by admin May 24, 2019

by admin May 24, 2019

The top 24 Ideas About Best Easter Dinner Ever .For those of you not eating meat, right…
Kitchen Ideas
20 Luxury Camping Outdoor Kitchen

by admin May 24, 2019

by admin May 24, 2019

20 Luxury Camping Outdoor Kitchen .A lot of outdoor kitchen areas are going to be positioned near…
Firepit Ideas
22 Charming Gas Stone Fire Pit

by admin May 24, 2019

by admin May 24, 2019

22 Charming Gas Stone Fire Pit .There is also a tutorial on exactly how to make a…
Weight-Loss Recipes
Top 22 Weight Watcher Pineapple Angel Food Cake

by admin May 23, 2019

by admin May 23, 2019

Top 22 Weight Watcher Pineapple Angel Food Cake .After obtaining residence from job or an exercise, it’s…
Mothers Day Gift Ideas
30 Ideas for Birthday Gift Ideas Mother In Law

by admin May 23, 2019

by admin May 23, 2019

30 Ideas for Birthday Gift Ideas Mother In Law .The last thing any type of mom wants…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?