Home, Family, Style and Art Ideas

Wedding Hairstyles
Top 20 Wedding Hairstyle Curls

by admin May 15, 2019

by admin May 15, 2019

Top 20 Wedding Hairstyle Curls .In numerous means, looking for a wedding event hairstyle is a great…
Birthday Gift Ideas
The top 20 Ideas About 30th Birthday Gift Ideas

by admin May 15, 2019

by admin May 15, 2019

The top 20 Ideas About 30th Birthday Gift Ideas . Select versus our wide quantity of resourceful…
Wedding Hairstyles
The top 23 Ideas About Black Girls Wedding Hairstyles

by admin May 15, 2019

by admin May 15, 2019

The top 23 Ideas About Black Girls Wedding Hairstyles .Seeking the perfect hairstyle isn’t that difficult. All…
Nail Colors
22 Of the Best Ideas for Cute Nail Colors

by admin May 15, 2019

by admin May 15, 2019

22 Of the Best Ideas for Cute Nail Colors .In ideal imperial style, striking teal has actually…
Best Pi Day Ideas
Best 21 Pi Day Dinner Ideas

by admin May 15, 2019

by admin May 15, 2019

Best 21 Pi Day Dinner Ideas .Pi has been calculated to over one trillion numbers beyond its…
High Fiber Recipes
24 Of the Best Ideas for Does Broccoli Have Fiber

by admin May 15, 2019

by admin May 15, 2019

24 Of the Best Ideas for Does Broccoli Have Fiber .High-Fiber Recipes Muffins, smoothies, as well as…
Mothers Day Quotes
35 Of the Best Ideas for Lds Quotes About Motherhood

by admin May 15, 2019

by admin May 15, 2019

35 Of the Best Ideas for Lds Quotes About Motherhood . Mother’s Day lands on Sunday, May…
Bob Hairstyles
20 Best Ideas Short Angled Bob Hairstyles

by admin May 15, 2019

by admin May 15, 2019

20 Best Ideas Short Angled Bob Hairstyles .Among all the current trends in hairstyles bob cut has…
Engagement Party Ideas
The top 21 Ideas About Engagement Party Food Ideas Pinterest

by admin May 15, 2019

by admin May 15, 2019

The top 21 Ideas About Engagement Party Food Ideas Pinterest .You’ve got the ring and also the…
Glitter Nails
25 Best Ideas Hot Pink Nails with Glitter

by admin May 15, 2019

by admin May 15, 2019

25 Best Ideas Hot Pink Nails with Glitter .For nails that shine brighter than Bellatrix’s vault at…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?