Home, Family, Style and Art Ideas

Nail Art
Best 21 Winter Nail Art Design

by admin May 16, 2019

by admin May 16, 2019

Best 21 Winter Nail Art Design .There are the standards, like pumpkins and also cute deer, and…
Mothers Day Gift Ideas
30 Best Ideas 1st Mother Day Gift Ideas

by admin May 16, 2019

by admin May 16, 2019

30 Best Ideas 1st Mother Day Gift Ideas .The last point any type of mother desires is…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother Day Gift Ideas Last Minute

by admin May 16, 2019

by admin May 16, 2019

The 30 Best Ideas for Mother Day Gift Ideas Last Minute .The last thing any mommy wants…
Love Quotes
The top 20 Ideas About Remembrance Quotes for Loved Ones

by admin May 16, 2019

by admin May 16, 2019

The top 20 Ideas About Remembrance Quotes for Loved Ones . If the love is true as…
Pins
23 Best Enamel Pins

by admin May 16, 2019

by admin May 16, 2019

23 Best Enamel Pins .Sparkling crystals adorn these likes costume jewelry breastpin pins so they actually stand…
Passover Recipes
Top 23 Jewish Desserts for Passover

by admin May 16, 2019

by admin May 16, 2019

Top 23 Jewish Desserts for Passover .Eco-friendly is commonly tough ahead by during Passover, though most of…
Low Calorie Recipes
30 Best Low Calorie soup Recipes Under 100 Calories

by admin May 16, 2019

by admin May 16, 2019

30 Best Low Calorie soup Recipes Under 100 Calories .Don’t let several of the ingredients deceive you–…
Low Calorie Recipes
The 30 Best Ideas for Low Calorie Tv Dinners

by admin May 16, 2019

by admin May 16, 2019

The 30 Best Ideas for Low Calorie Tv Dinners .Roasting isn’t generally the very first cooking approach…
Best Gift Ideas
Top 21 Best Gift Ideas for Mom

by admin May 16, 2019

by admin May 16, 2019

Top 21 Best Gift Ideas for Mom . Obtain a set of these truly cool unisex gloves.…
Wedding Hairstyles
23 Best Ideas Youtube Wedding Hairstyles for Long Hair

by admin May 16, 2019

by admin May 16, 2019

23 Best Ideas Youtube Wedding Hairstyles for Long Hair .Seeking the best hairstyle isn’t that challenging. All…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?