Home, Family, Style and Art Ideas

Mothers Day Quotes
35 Of the Best Ideas for Mother Loving son Quotes

by admin May 17, 2019

by admin May 17, 2019

35 Of the Best Ideas for Mother Loving son Quotes .Mother’s Day is the special time of…
Best Passover Ideas
Best 24 whole Food Passover Menu

by admin May 17, 2019

by admin May 17, 2019

Best 24 whole Food Passover Menu .Passover is a time for reaching out to those whom you…
Birthday Party Ideas
21 Of the Best Ideas for Best Birthday Party Ideas for Adults

by admin May 17, 2019

by admin May 17, 2019

21 Of the Best Ideas for Best Birthday Party Ideas for Adults .1st Birthday Ideas >> Barnyard…
Curly Hairstyles
25 Of the Best Ideas for Children Curly Hairstyles

by admin May 17, 2019

by admin May 17, 2019

25 Of the Best Ideas for Children Curly Hairstyles .You should likewise keep your approval and also…
Best Fall Ideas
21 Best Ideas Fall Math Activities for Preschoolers

by admin May 17, 2019

by admin May 17, 2019

21 Best Ideas Fall Math Activities for Preschoolers .@[One of the most glamorous and touching motif wedding…
Easter Party Ideas
30 Best Ideas Cheap Easter Party Ideas

by admin May 17, 2019

by admin May 17, 2019

30 Best Ideas Cheap Easter Party Ideas .Whether you have a small gathering or a large household…
Landscape Ideas
35 Marvelous Burying Pets In Backyard

by admin May 17, 2019

by admin May 17, 2019

35 Marvelous Burying Pets In Backyard .A yard is an extension of what’s going on inside our…
Best Labor Day Ideas
Best 24 Labor Day Vacation Ideas

by admin May 17, 2019

by admin May 17, 2019

Best 24 Labor Day Vacation Ideas .As the initial Monday of September grows closer, the prepare for…
Best Thanksgiving Ideas
24 Of the Best Ideas for Diy Thanksgiving Wreaths

by admin May 16, 2019

by admin May 16, 2019

24 Of the Best Ideas for Diy Thanksgiving Wreaths .If you are intending a sit down affair…
Living Room Ideas
25 Unique Minimalistic Living Room

by admin May 16, 2019

by admin May 16, 2019

25 Unique Minimalistic Living Room .Just because a living room is a room where you invest a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?