Home, Family, Style and Art Ideas

Christmas Gift Ideas
20 Best Co Worker Christmas Gift Ideas

by admin May 26, 2019

by admin May 26, 2019

20 Best Co Worker Christmas Gift Ideas .Find the best gift for everyone on your listing, no…
Weight-Loss Recipes
Top 22 Weight Watcher Angel Food Cake Recipe

by admin May 26, 2019

by admin May 26, 2019

Top 22 Weight Watcher Angel Food Cake Recipe .After obtaining home from job or an exercise, it’s…
Low Carb Recipes
The 25 Best Ideas for Low Carb Frittata Recipes

by admin May 26, 2019

by admin May 26, 2019

The 25 Best Ideas for Low Carb Frittata Recipes .A low-carb diet regimen can offer lots of…
Best Pi Day Ideas
21 Ideas for Pi Day Kindergarten Activities

by admin May 26, 2019

by admin May 26, 2019

21 Ideas for Pi Day Kindergarten Activities .Pi Day is celebrated on March 14th (3/14) all over…
Nail Ideas
Top 23 Cute Easy Nail Ideas

by admin May 26, 2019

by admin May 26, 2019

Top 23 Cute Easy Nail Ideas .A bit of sparkle never ever harmed any person, and this…
Easter Recipes
24 Of the Best Ideas for Yummy Easter Desserts

by admin May 26, 2019

by admin May 26, 2019

24 Of the Best Ideas for Yummy Easter Desserts .This elegant appetizer collaborates easily with easy, time-saving…
Kids Fashion Ideas
Best 24 White Dresser for Kids Room

by admin May 26, 2019

by admin May 26, 2019

Best 24 White Dresser for Kids Room .The Ultimate guide to infant clothes Dressing up babies can…
Backyard Party Ideas
The 23 Best Ideas for Backyard Graduation Party Ideas Pink and Black Gold Table Set Up

by admin May 26, 2019

by admin May 26, 2019

The 23 Best Ideas for Backyard Graduation Party Ideas Pink and Black Gold Table Set Up .…
Wedding Gift Ideas
20 Best Wedding Party Gift Ideas Cheap

by admin May 26, 2019

by admin May 26, 2019

20 Best Wedding Party Gift Ideas Cheap .A collection of baggage is a best gift for the…
Living Room Ideas
20 Beautiful Living Room Wallpaper Borders

by admin May 26, 2019

by admin May 26, 2019

20 Beautiful Living Room Wallpaper Borders .The spaces were spare. Due to the fact that our client’s…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?