Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
30 Best Ideas Mother Daughter Christmas Gift Ideas

by admin May 18, 2019

by admin May 18, 2019

30 Best Ideas Mother Daughter Christmas Gift Ideas .The last point any mom desires is a fistful…
Beef Recipes
Best 21 Beef Stock Gravy

by admin May 17, 2019

by admin May 17, 2019

Best 21 Beef Stock Gravy .Ground beef, Italian sausage, beans, and a tomato base collaborated with great…
Gift Ideas For Boyfriend
Best 25 Boyfriend Gift Ideas for Birthday

by admin May 17, 2019

by admin May 17, 2019

Best 25 Boyfriend Gift Ideas for Birthday . Has your darling been added wonderful lately? If you…
Body Jewelry
The 23 Best Ideas for Body Jewelry Chains

by admin May 17, 2019

by admin May 17, 2019

The 23 Best Ideas for Body Jewelry Chains .In the body adjustment industry, connects & passages are…
Little Girl Hairstyles
The Best Ideas for Little Girl Kinky Twist Hairstyles

by admin May 17, 2019

by admin May 17, 2019

The Best Ideas for Little Girl Kinky Twist Hairstyles .There are hundreds of popular little woman hairstyles…
Tea Party Ideas
Best 30 Tea Birthday Party Ideas

by admin May 17, 2019

by admin May 17, 2019

Best 30 Tea Birthday Party Ideas .Few tea party ideas are as crucial as tea! The trick…
Mother's Day Recipes
The top 20 Ideas About Mother's Day Cake Recipes

by admin May 17, 2019

by admin May 17, 2019

The top 20 Ideas About Mother&#039;s Day Cake Recipes .If you’re really seeking to impress Grandma, give…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Activities for toddlers

by admin May 17, 2019

by admin May 17, 2019

The 22 Best Ideas for St Patrick&#039;s Day Activities for toddlers .The shock factor. The majority of…
Gender Reveal Party Ideas
20 Best Decoration Ideas for Gender Reveal Party

by admin May 17, 2019

by admin May 17, 2019

20 Best Decoration Ideas for Gender Reveal Party . I was at a sex disclose party that…
Best Easter Ideas
25 Of the Best Ideas for Easter Basket Ideas for Adults No Candy

by admin May 17, 2019

by admin May 17, 2019

25 Of the Best Ideas for Easter Basket Ideas for Adults No Candy .Most people love to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?