Home, Family, Style and Art Ideas

Easter Party Ideas
30 Best Easter Party Costume Ideas

by admin May 27, 2019

by admin May 27, 2019

30 Best Easter Party Costume Ideas .Whether you have a small gathering or a big household event,…
DIY Plan Ideas
The Best Diy Chainsaw Mill Plans

by admin May 27, 2019

by admin May 27, 2019

The Best Diy Chainsaw Mill Plans . Ceramic Barn-Style DIY Bed Frame with Storage space Storage speed…
Birthday Gift Inspirations
24 Best 9 Year Old Boy Birthday Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

24 Best 9 Year Old Boy Birthday Gift Ideas . Sure, your birthday lady enjoys her share…
Sandwich Recipes
35 Ideas for Sandwich Recipes for Dinner

by admin May 27, 2019

by admin May 27, 2019

35 Ideas for Sandwich Recipes for Dinner .When a regional specialized, the Cajun-inspired catfish po’ kid sandwich…
Birthday Gift Ideas
The Best Handmade Birthday Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

The Best Handmade Birthday Gift Ideas .If you’re once a special birthday gift, then you’ve come toward…
DIY Craft for Kids Ideas
20 Ideas for Diy Arts and Crafts for Kids

by admin May 27, 2019

by admin May 27, 2019

20 Ideas for Diy Arts and Crafts for Kids . Young children can finger paint paper plates,…
Bedroom Ideas
25 Stunning Childrens Bedroom Storage Ideas

by admin May 27, 2019

by admin May 27, 2019

25 Stunning Childrens Bedroom Storage Ideas .So read on, and also release your bed room s true…
Mothers Day Gift Ideas
Best 30 Diy Mother's Day Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

Best 30 Diy Mother&#039;s Day Gift Ideas .The last thing any mama desires is a fistful of…
Gifts for Kids
The Best Gifts for Children who Have Lost A Parent

by admin May 27, 2019

by admin May 27, 2019

The Best Gifts for Children who Have Lost A Parent .Not just do these bikes give a…
DIY Craft for Kids Ideas
Best 20 Diy Activities for Kids

by admin May 27, 2019

by admin May 27, 2019

Best 20 Diy Activities for Kids .Trying to find enjoyable crafts to try with your kids and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?