Home, Family, Style and Art Ideas

Wedding Gifts
24 Of the Best Ideas for 1 Year Wedding Anniversary Gift

by admin May 28, 2019

by admin May 28, 2019

24 Of the Best Ideas for 1 Year Wedding Anniversary Gift .You can Send your best wishes…
Firepit Ideas
22 Amazing Retaining Wall Blocks Fire Pit

by admin May 28, 2019

by admin May 28, 2019

22 Amazing Retaining Wall Blocks Fire Pit .Round or square, stone or concrete blocks, no matter what…
Best Easter Ideas
Top 25 Easter Sayings and Quotes

by admin May 28, 2019

by admin May 28, 2019

Top 25 Easter Sayings and Quotes .They can further be accompanied with blow up eggs, celebrities as…
Graduation Party Ideas
35 Best Ideas High School Graduation Party Ideas for Guys

by admin May 27, 2019

by admin May 27, 2019

35 Best Ideas High School Graduation Party Ideas for Guys .No issue if you consider on your…
DIY Dog Ideas
22 Best Ideas Diy Dog Collars

by admin May 27, 2019

by admin May 27, 2019

22 Best Ideas Diy Dog Collars . Seeking some canine crafts to make for your puppy? If…
Mothers Day Gift Ideas
The 30 Best Ideas for Motherday Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

The 30 Best Ideas for Motherday Gift Ideas .The last thing any kind of mom desires is…
Kids Room Décor Ideas
Top 23 Kids Home Decor

by admin May 27, 2019

by admin May 27, 2019

Top 23 Kids Home Decor .The shades presented on this website are indicative and also are not…
Landscape Ideas
20 Perfect Examples Of Stylish Chicago Landscape Design

by admin May 27, 2019

by admin May 27, 2019

20 Perfect Examples Of Stylish Chicago Landscape Design .A backyard is an extension of what’s going on…
Curly Hairstyles
The Best Curly Hairstyles Guy

by admin May 27, 2019

by admin May 27, 2019

The Best Curly Hairstyles Guy .You can use this shampoo in the shower as your curls of…
Nail Art
Top 21 New Nail Art 2020

by admin May 27, 2019

by admin May 27, 2019

Top 21 New Nail Art 2020 .When the brilliant white tones of summer season have actually vanished…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?