Home, Family, Style and Art Ideas

Nail Designs
The Best Pink Gel Nail Designs

by admin May 19, 2019

by admin May 19, 2019

The Best Pink Gel Nail Designs .If you are looking for a suppressed gel nail concept, these…
Gift Basket Ideas
Top 22 Wedding Gift Basket Ideas for Bride and Groom

by admin May 19, 2019

by admin May 19, 2019

Top 22 Wedding Gift Basket Ideas for Bride and Groom . I love gift baskets! Not only…
Mothers Day Gift Ideas
30 Of the Best Ideas for Inexpensive Mother's Day Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

30 Of the Best Ideas for Inexpensive Mother&#039;s Day Gift Ideas .The last point any type of…
Bedroom Ideas
35 Fascinating Shabby Chic Bedroom Wall Decor

by admin May 19, 2019

by admin May 19, 2019

35 Fascinating Shabby Chic Bedroom Wall Decor .Wall d cor – consisting of wall surface art, wall…
St. Patrick's Day Recipes
Best 22 Dana Patrick Meatloaf

by admin May 19, 2019

by admin May 19, 2019

Best 22 Dana Patrick Meatloaf .Patrick’s Day is simply around the corner. I have actually been preparing…
Birthday Wishes Ideas
25 Ideas for Special Birthday Wishes for Daughter

by admin May 19, 2019

by admin May 19, 2019

25 Ideas for Special Birthday Wishes for Daughter .Sending birthday celebration greetings has ended up being a…
Birthday Gift Ideas
The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About Good Birthday Gift Ideas for Girlfriend . Come to a decision versus…
Mothers Day Gift Ideas
30 Best Ideas Personalized Mother's Day Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

30 Best Ideas Personalized Mother&#039;s Day Gift Ideas .The last point any mama wants is a fistful…
Best Easter Ideas
The Best Ideas for Easter Service Ideas for Small Churches

by admin May 19, 2019

by admin May 19, 2019

The Best Ideas for Easter Service Ideas for Small Churches .Easter is just around the corner and…
Family Quotes
The top 23 Ideas About Friends are the Family You Choose Quote

by admin May 19, 2019

by admin May 19, 2019

The top 23 Ideas About Friends are the Family You Choose Quote . Household Quotes app is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?