Home, Family, Style and Art Ideas

Summer Party Ideas
22 Ideas for Olaf Summer Birthday Party Ideas

by admin May 19, 2019

by admin May 19, 2019

22 Ideas for Olaf Summer Birthday Party Ideas .@[Cozy weather calls for a fun summer celebration with…
Birthday Gift Ideas
The top 20 Ideas About 70th Birthday Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

The top 20 Ideas About 70th Birthday Gift Ideas . Get towards our vast assortment of resourceful…
Thanksgiving Quotes
30 Ideas for Thanksgiving Quotes for Birthday Wishes

by admin May 19, 2019

by admin May 19, 2019

30 Ideas for Thanksgiving Quotes for Birthday Wishes .” I believe that is a much better thing…
Wedding Favors
21 Of the Best Ideas for Wedding Favor Tags

by admin May 19, 2019

by admin May 19, 2019

21 Of the Best Ideas for Wedding Favor Tags .What’s the most cost-effective method to buy wedding…
Vegan Recipes
30 Of the Best Ideas for Mediterranean Vegan Recipes

by admin May 19, 2019

by admin May 19, 2019

30 Of the Best Ideas for Mediterranean Vegan Recipes .It’s clear that oil is not a natural…
Mother's Day Recipes
The 20 Best Ideas for Mothers Day Dinner Restaurant

by admin May 19, 2019

by admin May 19, 2019

The 20 Best Ideas for Mothers Day Dinner Restaurant .Mommy’s Day Recipes Make Mom pleased with a…
Gift Ideas For Boyfriend
The 25 Best Ideas for Valentine Homemade Gift Ideas for Boyfriend

by admin May 19, 2019

by admin May 19, 2019

The 25 Best Ideas for Valentine Homemade Gift Ideas for Boyfriend .Maybe his last gift to you…
Wedding Venues
22 Best Seattle Wedding Venues

by admin May 19, 2019

by admin May 19, 2019

22 Best Seattle Wedding Venues .From this placement you can begin to focus your search on wedding…
Bedroom Ideas
25 top Black Painted Bedroom

by admin May 19, 2019

by admin May 19, 2019

25 top Black Painted Bedroom .And also given that colors and also light impact our mood, there’s…
Gender Reveal Party Ideas
20 Best Ideas Ideas for Gender Reveal Party

by admin May 19, 2019

by admin May 19, 2019

20 Best Ideas Ideas for Gender Reveal Party . I was at a sex reveal party that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?