Home, Family, Style and Art Ideas

Coloring Pages for Children
The 21 Best Ideas for Baby Bop Coloring Pages

by admin January 4, 2024

by admin January 4, 2024

The 21 Best Ideas for Baby Bop Coloring Pages .Super coloring – totally free printable tinting web…
Gifts for Kids
Best 22 Mother Day Gift Ideas Kids

by admin January 3, 2024

by admin January 3, 2024

Best 22 Mother Day Gift Ideas Kids .There are numerous gift concepts around to picked from and…
Necklaces
20 Of the Best Ideas for August Birthstone Necklace

by admin January 3, 2024

by admin January 3, 2024

20 Of the Best Ideas for August Birthstone Necklace .Each silver jewelry set found in the Signature…
Living Room Ideas
20 Antique Living Room Wall Tiles

by admin January 3, 2024

by admin January 3, 2024

20 Antique Living Room Wall Tiles .The rooms were spare. Due to the fact that our customer’s…
Bedroom Ideas
35 Insanely Gorgeous Girl Bedroom Wall Art

by admin January 3, 2024

by admin January 3, 2024

35 Insanely Gorgeous Girl Bedroom Wall Art .Room transformations include lots of parts. From furniture, to wall…
Beautiful Nails
The Best Pretty Nails Denver

by admin January 2, 2024

by admin January 2, 2024

The Best Pretty Nails Denver .Our distinct services include late evenings, loyalty systems, exclusive hire, skin care…
Best Mothers Day Ideas
21 Best Ideas Gifts for Mother's Day

by admin January 2, 2024

by admin January 2, 2024

21 Best Ideas Gifts for Mother&#039;s Day .Possibly you can however, there are options obviously however you…
Valentines Day Gift Ideas
Top 35 Valentine Day Gift Ideas Him

by admin January 2, 2024

by admin January 2, 2024

Top 35 Valentine Day Gift Ideas Him .Store from these thoughtful as well as budget friendly choices,…
Living Room Ideas
24 Trendy Christmas Living Room Decoration Ideas

by admin January 2, 2024

by admin January 2, 2024

24 Trendy Christmas Living Room Decoration Ideas .Transform your living room right into a work of art…
Best Cinco de Mayo Ideas
22 Of the Best Ideas for Cinco De Mayo Activities for Middle School

by admin January 1, 2024

by admin January 1, 2024

22 Of the Best Ideas for Cinco De Mayo Activities for Middle School .Another creative idea is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?