Home, Family, Style and Art Ideas

Gift Ideas For Girlfriend
35 Best Ideas Gift Ideas for son's Girlfriend

by admin May 20, 2019

by admin May 20, 2019

35 Best Ideas Gift Ideas for son&#039;s Girlfriend .It doesn t need to be a birthday celebration,…
Gift Ideas For Girls
Top 24 Birthday Gift Ideas for Teenage Girls 14

by admin May 20, 2019

by admin May 20, 2019

Top 24 Birthday Gift Ideas for Teenage Girls 14 . Females like surprises, especially gifts. Thus, indulge…
Kids Room Décor Ideas
23 Best Wallpapers Kids Room

by admin May 20, 2019

by admin May 20, 2019

23 Best Wallpapers Kids Room .For the woman’s room, a spirited style in the youngsters’s area is…
Firepit Ideas
22 Fascinating Fire Pit and Patio

by admin May 20, 2019

by admin May 20, 2019

22 Fascinating Fire Pit and Patio .Round or square, rock or concrete blocks, no matter what your…
Landscape Ideas
23 Amazing Landscape Edging Lowes

by admin May 20, 2019

by admin May 20, 2019

23 Amazing Landscape Edging Lowes .A distinct edge is typically the distinction in between a lawn that…
Inspirational Quotes
Best 24 Inspirational Marvel Quotes

by admin May 20, 2019

by admin May 20, 2019

Best 24 Inspirational Marvel Quotes .Put life in viewpoint with with some short yet sage pieces of…
Wedding Cakes
Top 23 Wedding Cake Ideas

by admin May 20, 2019

by admin May 20, 2019

Top 23 Wedding Cake Ideas .As bride-to-bes, we desire that response to our wedding celebration cakes. The…
Baby Shower Gift Ideas
Top 30 Gift Ideas for A Newborn Baby Boy

by admin May 20, 2019

by admin May 20, 2019

Top 30 Gift Ideas for A Newborn Baby Boy .It s a puppet, it s a bath…
DIY Dog Ideas
The Best Diy Dog Bowl

by admin May 20, 2019

by admin May 20, 2019

The Best Diy Dog Bowl .It’s component plaything, part treat, with a complete serving of cuteness. These…
Passover Recipes
23 Best Ideas Vegan Passover Desserts

by admin May 20, 2019

by admin May 20, 2019

23 Best Ideas Vegan Passover Desserts .Passover Recipes Locate all the tasty recipes you’ll require for your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?