Home, Family, Style and Art Ideas

Birthday Party Ideas
The 21 Best Ideas for Paw Patrol 1st Birthday Party Ideas

by admin May 21, 2019

by admin May 21, 2019

The 21 Best Ideas for Paw Patrol 1st Birthday Party Ideas . For the youngest amongst us,…
Best Passover Ideas
The 24 Best Ideas for Passover Seder Ideas

by admin May 21, 2019

by admin May 21, 2019

The 24 Best Ideas for Passover Seder Ideas .Passover is a time for connecting to those whom…
Kids Party Ideas
24 Best Ideas Kids Birthday Party Ideas Chicago

by admin May 21, 2019

by admin May 21, 2019

24 Best Ideas Kids Birthday Party Ideas Chicago .When you need to set up a celebration for…
St. Patrick's Day Recipes
The top 22 Ideas About St Patrick's Day Desserts Martha Stewart

by admin May 21, 2019

by admin May 21, 2019

The top 22 Ideas About St Patrick&#039;s Day Desserts Martha Stewart .While any green foods can pass…
Dinner Recipes
Best 35 Easy Cheap Dinner Ideas

by admin May 21, 2019

by admin May 21, 2019

Best 35 Easy Cheap Dinner Ideas .For lunch I was having a whole wheat English muffin with…
Kitchen Ideas
20 Exellent Rustic Kitchen Design Ideas

by admin May 21, 2019

by admin May 21, 2019

20 Exellent Rustic Kitchen Design Ideas .When you prepare to design a new kitchen or remodel it,…
Nail Designs
20 Ideas for Hippie Nail Designs

by admin May 20, 2019

by admin May 20, 2019

20 Ideas for Hippie Nail Designs .Great prepared to reserve your next manicure, because this nail inspo…
DIY Wood Ideas
The 21 Best Ideas for How to Restore Hardwood Floors Diy

by admin May 20, 2019

by admin May 20, 2019

The 21 Best Ideas for How to Restore Hardwood Floors Diy . Timber is a very versatile…
Nail Art
The Best Ideas for Red White and Blue Nail Art Designs

by admin May 20, 2019

by admin May 20, 2019

The Best Ideas for Red White and Blue Nail Art Designs .Toenail art is an innovative method…
Landscape Ideas
23 top Wood Landscape Edging

by admin May 20, 2019

by admin May 20, 2019

23 top Wood Landscape Edging .If you live in a place with heavy rains and also moisture…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?