Home, Family, Style and Art Ideas

Mothers Day Quotes
The 35 Best Ideas for Mother Day Quotes

by admin May 21, 2019

by admin May 21, 2019

The 35 Best Ideas for Mother Day Quotes .Mother’s Day is the special time of year when…
Paleo Recipes
The top 22 Ideas About Paleo Mashed Sweet Potatoes

by admin May 21, 2019

by admin May 21, 2019

The top 22 Ideas About Paleo Mashed Sweet Potatoes .To start on the paleo diet, check out…
Printable Coloring Pages
21 Best Printable Coloring Pages Christmas

by admin May 21, 2019

by admin May 21, 2019

21 Best Printable Coloring Pages Christmas . Coloring pages and printables for children of all agesThe Hellokids…
Best Easter Ideas
Best 25 Cute Easter Gifts for Boyfriend

by admin May 21, 2019

by admin May 21, 2019

Best 25 Cute Easter Gifts for Boyfriend .The majority of people enjoy to decorate the outside of…
Mothers Day Gift Ideas
30 Ideas for Mother In Law Gift Ideas for Wedding

by admin May 21, 2019

by admin May 21, 2019

30 Ideas for Mother In Law Gift Ideas for Wedding .The last point any kind of mama…
Romantic Quotes
The 23 Best Ideas for Famous Romantic Movie Quotes

by admin May 21, 2019

by admin May 21, 2019

The 23 Best Ideas for Famous Romantic Movie Quotes . In this collection you will certainly discover:…
Undercut Hairstyle
The Best Ideas for Undercut Hairstyle Women

by admin May 21, 2019

by admin May 21, 2019

The Best Ideas for Undercut Hairstyle Women .As reducing becomes without the restrictions of the past, and…
Best Passover Ideas
Best 24 Passover Quote

by admin May 21, 2019

by admin May 21, 2019

Best 24 Passover Quote .Read on for some wonderful ideas on exactly how you can use fresh…
Relationship Quotes
30 Ideas for Abusive Relationship Quotes

by admin May 21, 2019

by admin May 21, 2019

30 Ideas for Abusive Relationship Quotes .Relationships are like the tides: they ebb and flow. And when…
Living Room Ideas
20 Spectacular Stone Accent Wall Living Room

by admin May 21, 2019

by admin May 21, 2019

20 Spectacular Stone Accent Wall Living Room .Space remodelings include several elements. From furnishings, to wall surface…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?