Home, Family, Style and Art Ideas

Glitter Nails
25 Ideas for Natural Glitter Nails

by admin June 2, 2019

by admin June 2, 2019

25 Ideas for Natural Glitter Nails .Glitter may make you think back to doing crafts in primary…
Living Room Ideas
30 Brilliant Living Room Paint Colors

by admin June 2, 2019

by admin June 2, 2019

30 Brilliant Living Room Paint Colors .@[Your living-room is most likely your best area, so make sure…
Wedding Rings
Top 22 Best Wedding Ring

by admin June 2, 2019

by admin June 2, 2019

Top 22 Best Wedding Ring .Since your wedding ring will certainly be put on for the rest…
Birthday Gift Inspirations
The top 24 Ideas About Dad Birthday Gifts From Daughter

by admin June 1, 2019

by admin June 1, 2019

The top 24 Ideas About Dad Birthday Gifts From Daughter . Certain, your birthday woman likes her…
Casserole Recipes
24 Best Recipe for Breakfast Casserole with Sausage

by admin June 1, 2019

by admin June 1, 2019

24 Best Recipe for Breakfast Casserole with Sausage .Prepare to be amazed if you have not discovered…
Best Valentines Day Ideas
Best 20 Valentines Day Gift Online

by admin June 1, 2019

by admin June 1, 2019

Best 20 Valentines Day Gift Online .Go to your delicious chocolate store and also have the “pet…
Romantic Quotes
The 23 Best Ideas for Short Romantic Quotes

by admin June 1, 2019

by admin June 1, 2019

The 23 Best Ideas for Short Romantic Quotes .The thing is that love provides us a ringside…
Curly Hairstyles
Top 25 Long Curly Hair Cut

by admin June 1, 2019

by admin June 1, 2019

Top 25 Long Curly Hair Cut .You must also maintain your authorization and also proper condition. Just…
Organizing Ideas
30 Elegant Garage Storage organizers

by admin June 1, 2019

by admin June 1, 2019

30 Elegant Garage Storage organizers .Plastic storage containers are among the excellent garage storage space systems to…
Long Hairstyles
23 Best Wavy Hairstyles for Long Hair

by admin June 1, 2019

by admin June 1, 2019

23 Best Wavy Hairstyles for Long Hair .Action to avoiding hair breakage is conditioning. When you condition…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?