Home, Family, Style and Art Ideas

Easter Recipes
The 24 Best Ideas for why is Ham Served at Easter

by admin May 25, 2019

by admin May 25, 2019

The 24 Best Ideas for why is Ham Served at Easter .For those of you not consuming…
Baby Shower Gifts
21 Best Ideas Baby Shower Gifts for Parents

by admin May 25, 2019

by admin May 25, 2019

21 Best Ideas Baby Shower Gifts for Parents .At the end of a lot of showers, nonetheless,…
Coloring Pages for Children
21 Best Ideas Kids Winter Coloring Pages

by admin May 25, 2019

by admin May 25, 2019

21 Best Ideas Kids Winter Coloring Pages .Vacations Coloring Pages Oh what fun the holidays are with…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Quotes and Images

by admin May 25, 2019

by admin May 25, 2019

Best 22 St Patrick&#039;s Day Quotes and Images .Most people anticipate to get presents on Xmas, their…
Wedding Guest Book
The Best Vera Wang Guest Book for Wedding

by admin May 25, 2019

by admin May 25, 2019

The Best Vera Wang Guest Book for Wedding .A wedding event publication is just one of the…
Easter Recipes
Top 24 Easter Dinners Menu

by admin May 24, 2019

by admin May 24, 2019

Top 24 Easter Dinners Menu .For those of you not consuming meat, right here are more than…
Easter Recipes
The 24 Best Ideas for Light Easter Desserts

by admin May 24, 2019

by admin May 24, 2019

The 24 Best Ideas for Light Easter Desserts .This stylish appetizer collaborates quickly with simple, time-saving active…
Passover Recipes
The top 23 Ideas About Passover Easy Desserts

by admin May 24, 2019

by admin May 24, 2019

The top 23 Ideas About Passover Easy Desserts .Passover Recipes Discover all the tasty recipes you’ll need…
Wedding Favors
21 Ideas for Wedding Candle Favors

by admin May 24, 2019

by admin May 24, 2019

21 Ideas for Wedding Candle Favors .A wedding support is an old tradition in which small gifts…
Dinner Recipes
The 35 Best Ideas for Pork Dinner Ideas

by admin May 24, 2019

by admin May 24, 2019

The 35 Best Ideas for Pork Dinner Ideas .We like multi-purpose kitchen area devices that make life…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?