Home, Family, Style and Art Ideas

Nail Art
The 21 Best Ideas for Nail Art School Near Me

by admin January 6, 2024

by admin January 6, 2024

The 21 Best Ideas for Nail Art School Near Me .Show your most imaginative nail art and…
Birthday Gift Inspirations
Best 24 80th Birthday Gift

by admin January 6, 2024

by admin January 6, 2024

Best 24 80th Birthday Gift . Sure, you can select something cool down of the rack and…
Crochet Hairstyles
22 Best Ideas Crochet Hairstyles Kids

by admin January 6, 2024

by admin January 6, 2024

22 Best Ideas Crochet Hairstyles Kids .When mounted effectively, crochet braids look so natural, it s hard…
Marriage Quotes
The top 25 Ideas About Marriage Congrats Quotes

by admin January 6, 2024

by admin January 6, 2024

The top 25 Ideas About Marriage Congrats Quotes . At an early stage in my life, I…
Coloring Pages for Children
21 Of the Best Ideas for Baby Bottle Coloring Pages

by admin January 5, 2024

by admin January 5, 2024

21 Of the Best Ideas for Baby Bottle Coloring Pages .Vacations Coloring Pages Oh what enjoyable the…
Best Labor Day Ideas
The top 24 Ideas About Labor Day Potluck Ideas

by admin January 5, 2024

by admin January 5, 2024

The top 24 Ideas About Labor Day Potluck Ideas .Usage black paint to repaint seeds on the…
Wedding Vows
Best 21 Romeo and Juliet Wedding Vows

by admin January 5, 2024

by admin January 5, 2024

Best 21 Romeo and Juliet Wedding Vows .Many people really feel that creating their very own wedding…
Microwave Recipes
The top 35 Ideas About Microwave Caramel Corn

by admin January 4, 2024

by admin January 4, 2024

The top 35 Ideas About Microwave Caramel Corn .The very best means to turn a simple breakfast…
Crochet Hairstyles
Best 22 Crochet Hairstyles with Braids

by admin January 4, 2024

by admin January 4, 2024

Best 22 Crochet Hairstyles with Braids .It looks sophisticated as well as polished. It s conveniently one…
Best Cinco de Mayo Ideas
22 Ideas for Cinco De Mayo Birthday Party

by admin January 4, 2024

by admin January 4, 2024

22 Ideas for Cinco De Mayo Birthday Party .Cinco de Mayo is the perfect event for a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?