Home, Family, Style and Art Ideas

Best St. Patrick Day Ideas
Best 22 St Patrick's Day Birthday Party

by admin May 27, 2019

by admin May 27, 2019

Best 22 St Patrick&#039;s Day Birthday Party .Descendents of those that arrived during the Irish potato starvations…
Best Easter Ideas
The Best Ideas for Disney Easter Basket Ideas

by admin May 27, 2019

by admin May 27, 2019

The Best Ideas for Disney Easter Basket Ideas .The majority of people love to enhance the beyond…
Relationship Quotes
30 Ideas for Getting Over A Relationship Quotes

by admin May 26, 2019

by admin May 26, 2019

30 Ideas for Getting Over A Relationship Quotes .Relationships are like the trends: they ebb and flow.…
Best Passover Ideas
24 Best Ideas Passover Food

by admin May 26, 2019

by admin May 26, 2019

24 Best Ideas Passover Food .As a Christian vacation, Passover was observed by various early Christians as…
Organizing Ideas
30 Stylish Small Garage organization

by admin May 26, 2019

by admin May 26, 2019

30 Stylish Small Garage organization .Arrange your car lubes, fluids as well as other things in this…
Marriage Quotes
25 Best Ideas Marriage Quotes for Her

by admin May 26, 2019

by admin May 26, 2019

25 Best Ideas Marriage Quotes for Her .The real act of marital relationship happens in the heart,…
Gift Ideas For Boys
The Best top Gift Ideas for 10 Year Old Boys

by admin May 26, 2019

by admin May 26, 2019

The Best top Gift Ideas for 10 Year Old Boys .Men are really easy and maybe that…
Christmas Gift Ideas
20 Best Co Worker Christmas Gift Ideas

by admin May 26, 2019

by admin May 26, 2019

20 Best Co Worker Christmas Gift Ideas .Find the best gift for everyone on your listing, no…
Weight-Loss Recipes
Top 22 Weight Watcher Angel Food Cake Recipe

by admin May 26, 2019

by admin May 26, 2019

Top 22 Weight Watcher Angel Food Cake Recipe .After obtaining home from job or an exercise, it’s…
Low Carb Recipes
The 25 Best Ideas for Low Carb Frittata Recipes

by admin May 26, 2019

by admin May 26, 2019

The 25 Best Ideas for Low Carb Frittata Recipes .A low-carb diet regimen can offer lots of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?