Home, Family, Style and Art Ideas

Birthday Gift Ideas
The Best Handmade Birthday Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

The Best Handmade Birthday Gift Ideas .If you’re once a special birthday gift, then you’ve come toward…
DIY Craft for Kids Ideas
20 Ideas for Diy Arts and Crafts for Kids

by admin May 27, 2019

by admin May 27, 2019

20 Ideas for Diy Arts and Crafts for Kids . Young children can finger paint paper plates,…
Bedroom Ideas
25 Stunning Childrens Bedroom Storage Ideas

by admin May 27, 2019

by admin May 27, 2019

25 Stunning Childrens Bedroom Storage Ideas .So read on, and also release your bed room s true…
Mothers Day Gift Ideas
Best 30 Diy Mother's Day Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

Best 30 Diy Mother&#039;s Day Gift Ideas .The last thing any mama desires is a fistful of…
Gifts for Kids
The Best Gifts for Children who Have Lost A Parent

by admin May 27, 2019

by admin May 27, 2019

The Best Gifts for Children who Have Lost A Parent .Not just do these bikes give a…
DIY Craft for Kids Ideas
Best 20 Diy Activities for Kids

by admin May 27, 2019

by admin May 27, 2019

Best 20 Diy Activities for Kids .Trying to find enjoyable crafts to try with your kids and…
Best Passover Ideas
24 Of the Best Ideas for Kosher Passover Recipe

by admin May 27, 2019

by admin May 27, 2019

24 Of the Best Ideas for Kosher Passover Recipe .Passover is a time for reaching out to…
Easter Party Ideas
The 30 Best Ideas for Easter Party Ideas On Pinterest

by admin May 27, 2019

by admin May 27, 2019

The 30 Best Ideas for Easter Party Ideas On Pinterest .Whether you have a little event or…
Birthday Card Ideas
The 22 Best Ideas for Birthday Card for Best Friend

by admin May 27, 2019

by admin May 27, 2019

The 22 Best Ideas for Birthday Card for Best Friend . Make your birthday celebration welcoming attract…
Wedding Hairstyles
The Best Childrens Wedding Hairstyles

by admin May 27, 2019

by admin May 27, 2019

The Best Childrens Wedding Hairstyles .It needs to be noted that changing to a brief hairstyle for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?