Home, Family, Style and Art Ideas

St. Patrick's Day Recipes
22 Best Desserts for St.patricks Day

by admin May 28, 2019

by admin May 28, 2019

22 Best Desserts for St.patricks Day .Patrick’s Day is simply nearby. I have actually been preparing a…
Kids Room Ideas
25 Cute Indoor Hanging Chair for Kids

by admin May 28, 2019

by admin May 28, 2019

25 Cute Indoor Hanging Chair for Kids .Institution holidays or not, when the children need to play,…
Gift Ideas For Boys
The Best Ideas for Gift Ideas for Boys 10

by admin May 28, 2019

by admin May 28, 2019

The Best Ideas for Gift Ideas for Boys 10 . This gift is part toy, part science…
Best St. Patrick Day Ideas
The top 22 Ideas About St Patrick's Day Cookies Ideas

by admin May 28, 2019

by admin May 28, 2019

The top 22 Ideas About St Patrick&#039;s Day Cookies Ideas .With tongue in cheek every American who…
Birthday Gift Ideas
The top 20 Ideas About Gift Ideas for 90th Birthday

by admin May 28, 2019

by admin May 28, 2019

The top 20 Ideas About Gift Ideas for 90th Birthday . Birthday Gifts If you’re right after…
Easter Party Ideas
The top 30 Ideas About Easter Party Ideas Adults

by admin May 28, 2019

by admin May 28, 2019

The top 30 Ideas About Easter Party Ideas Adults .Whether you have a little celebration or a…
Wedding Gifts
24 Of the Best Ideas for 1 Year Wedding Anniversary Gift

by admin May 28, 2019

by admin May 28, 2019

24 Of the Best Ideas for 1 Year Wedding Anniversary Gift .You can Send your best wishes…
Firepit Ideas
22 Amazing Retaining Wall Blocks Fire Pit

by admin May 28, 2019

by admin May 28, 2019

22 Amazing Retaining Wall Blocks Fire Pit .Round or square, stone or concrete blocks, no matter what…
Best Easter Ideas
Top 25 Easter Sayings and Quotes

by admin May 28, 2019

by admin May 28, 2019

Top 25 Easter Sayings and Quotes .They can further be accompanied with blow up eggs, celebrities as…
Graduation Party Ideas
35 Best Ideas High School Graduation Party Ideas for Guys

by admin May 27, 2019

by admin May 27, 2019

35 Best Ideas High School Graduation Party Ideas for Guys .No issue if you consider on your…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?