Home, Family, Style and Art Ideas

Valentines Day Gift Ideas
Best 35 Online Valentines Gift Ideas

by admin May 29, 2019

by admin May 29, 2019

Best 35 Online Valentines Gift Ideas .You’re not a standard individual. That indicates when February 14 rolls…
Tea Party Ideas
Best 30 Tea Party Decorating Ideas

by admin May 29, 2019

by admin May 29, 2019

Best 30 Tea Party Decorating Ideas .Few tea party ideas are as crucial as tea! The key…
Wedding Flowers
Top 23 Fall Wedding Flowers In Season

by admin May 29, 2019

by admin May 29, 2019

Top 23 Fall Wedding Flowers In Season .Action is to discover a professional wedding flower shop. Floral…
High Fiber Recipes
The Best Ideas for High Fiber Recipes for Lunch

by admin May 28, 2019

by admin May 28, 2019

The Best Ideas for High Fiber Recipes for Lunch .A quick, functional method to prepare couscous with…
Mothers Day Gift Ideas
The top 30 Ideas About Mother In Law Wedding Gift Ideas

by admin May 28, 2019

by admin May 28, 2019

The top 30 Ideas About Mother In Law Wedding Gift Ideas .The last thing any kind of…
St. Patrick's Day Recipes
22 Best Irish Recipes for St Patrick's Day

by admin May 28, 2019

by admin May 28, 2019

22 Best Irish Recipes for St Patrick&#039;s Day .Patrick’s Day is just around the corner. I’ve been…
DIY Plan Ideas
25 Of the Best Ideas for Diy Playhouse Plans

by admin May 28, 2019

by admin May 28, 2019

25 Of the Best Ideas for Diy Playhouse Plans .One thing that you must bear in mind…
Best Pi Day Ideas
21 Of the Best Ideas for Pi Day Activities for High School Students

by admin May 28, 2019

by admin May 28, 2019

21 Of the Best Ideas for Pi Day Activities for High School Students .What is p anyway?…
DIY Craft for Kids Ideas
The Best Ideas for Diy Kitchens for Kids

by admin May 28, 2019

by admin May 28, 2019

The Best Ideas for Diy Kitchens for Kids . A current research study by Dr. Richard Rende…
Mothers Day Gift Ideas
The Best Ideas for Gift Ideas for Grandmother

by admin May 28, 2019

by admin May 28, 2019

The Best Ideas for Gift Ideas for Grandmother .The last point any kind of mama desires is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?