Home, Family, Style and Art Ideas

Party Food Ideas
24 Best Snow White Party Ideas Food

by admin May 29, 2019

by admin May 29, 2019

24 Best Snow White Party Ideas Food .@[Chips and dip is constantly a party favorite, however, for…
Best Summer Ideas
The 21 Best Ideas for Summer Camp Activities for Kids

by admin May 29, 2019

by admin May 29, 2019

The 21 Best Ideas for Summer Camp Activities for Kids .Lots of colleges around the nation are…
Updo Hairstyles
The top 21 Ideas About Updo Loc Hairstyles

by admin May 29, 2019

by admin May 29, 2019

The top 21 Ideas About Updo Loc Hairstyles .The perfect formal curly formal updo needs you to…
Cool Hairstyles
The Best Cool Short Hairstyle

by admin May 29, 2019

by admin May 29, 2019

The Best Cool Short Hairstyle .Great hairstyles for girls consist of emo hairstyles and celeb cuts. Emo…
Bedroom Ideas
25 Fantastic Cheap Bedroom Storage

by admin May 29, 2019

by admin May 29, 2019

25 Fantastic Cheap Bedroom Storage .Storage beds are one of one of the most obvious storage space…
Engagement Party Ideas
Best 21 Engagement Party Cakes Ideas

by admin May 29, 2019

by admin May 29, 2019

Best 21 Engagement Party Cakes Ideas .While you can’t go wrong with a timeless involvement party, we…
Gift Basket Ideas
22 Best Ideas Gift Basket Ideas for Mother In Law

by admin May 29, 2019

by admin May 29, 2019

22 Best Ideas Gift Basket Ideas for Mother In Law . Hello Jill: when we do gift…
Best St. Patrick Day Ideas
The Best St Patrick's Day Outfit Ideas for Guys

by admin May 29, 2019

by admin May 29, 2019

The Best St Patrick&#039;s Day Outfit Ideas for Guys .With tongue in cheek every American that likes…
Landscape Ideas
23 Fancy Stone Landscape Edging

by admin May 29, 2019

by admin May 29, 2019

23 Fancy Stone Landscape Edging .A well-defined side is usually the distinction between a yard that looks…
Wedding Shoes
The top 24 Ideas About Light Blue Wedding Shoes

by admin May 29, 2019

by admin May 29, 2019

The top 24 Ideas About Light Blue Wedding Shoes .The bride-to-be can also pick wedge footwear to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?