Home, Family, Style and Art Ideas

Wedding Nails
21 Of the Best Ideas for Wedding Nails for Bride

by admin June 6, 2019

by admin June 6, 2019

21 Of the Best Ideas for Wedding Nails for Bride .You will also be assuming concerning your…
Marriage Quotes
The top 25 Ideas About Hurting Marriage Quotes

by admin June 6, 2019

by admin June 6, 2019

The top 25 Ideas About Hurting Marriage Quotes . Early on in my life, I had a…
Necklaces
The 20 Best Ideas for Gold Bar Nameplate Necklace

by admin June 5, 2019

by admin June 5, 2019

The 20 Best Ideas for Gold Bar Nameplate Necklace .Each silver fashion jewelry established discovered in the…
Coloring Pages For Girls
25 Of the Best Ideas for Cute Coloring Pages for Girls

by admin June 5, 2019

by admin June 5, 2019

25 Of the Best Ideas for Cute Coloring Pages for Girls . In this group we collected…
Coloring Pages For Toddlers
The Best Ideas for Sunday School Coloring Pages for toddlers

by admin June 5, 2019

by admin June 5, 2019

The Best Ideas for Sunday School Coloring Pages for toddlers .I think I don t see coloring…
Gift Ideas For Boyfriend
25 Best Ideas Unique Gift Ideas for Boyfriend

by admin June 5, 2019

by admin June 5, 2019

25 Best Ideas Unique Gift Ideas for Boyfriend .If your individual’s in need of an amazing, thoughtful…
Birthday Party Inspirations
30 Best Ideas Lalaloopsy Birthday Party

by admin June 5, 2019

by admin June 5, 2019

30 Best Ideas Lalaloopsy Birthday Party . Locate Birthday Celebration Party Material, consisting of Decorations, Favors as…
Beautiful Nails
20 Best Pretty Nails Dexter Mo

by admin June 5, 2019

by admin June 5, 2019

20 Best Pretty Nails Dexter Mo .Our special services consist of late evenings, loyalty plans, exclusive hire,…
Best Winter Ideas
Top 22 Winter Fancy Food Show San Francisco

by admin June 5, 2019

by admin June 5, 2019

Top 22 Winter Fancy Food Show San Francisco .There are of course several locations to start the…
Kitchen Ideas
20 Insanely Gorgeous Houzz Kitchen Backsplash Ideas

by admin June 5, 2019

by admin June 5, 2019

20 Insanely Gorgeous Houzz Kitchen Backsplash Ideas .When you’re talking kitchen backsplash ideas, it does not get…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?