Home, Family, Style and Art Ideas

Mother's Day Recipes
20 Best Ideas Mother's Day Dinner

by admin May 30, 2019

by admin May 30, 2019

20 Best Ideas Mother&#039;s Day Dinner .Mommy’s Day Recipes Make Mommy pleased with a home made goodie…
Easter Recipes
The top 24 Ideas About Meat for Easter Dinner

by admin May 30, 2019

by admin May 30, 2019

The top 24 Ideas About Meat for Easter Dinner .For those of you not eating meat, below…
Backyard Party Ideas
Top 23 Backyard Birthday Party Ideas for 3 Year Old

by admin May 30, 2019

by admin May 30, 2019

Top 23 Backyard Birthday Party Ideas for 3 Year Old .The very best kind of yard celebration…
Birthday Party Inspirations
The Best Movie theatre Birthday Party

by admin May 29, 2019

by admin May 29, 2019

The Best Movie theatre Birthday Party .Host the Ultimate Bash with Themed Birthday Celebration SuppliesBirthday celebrations need…
Long Hairstyles
23 Best Ideas Long Haircuts for Women Over 50

by admin May 29, 2019

by admin May 29, 2019

23 Best Ideas Long Haircuts for Women Over 50 .Most significantly with long hairstyles, you have to…
DIY Craft for Toddlers Ideas
30 Ideas for Simple Art Projects for toddlers

by admin May 29, 2019

by admin May 29, 2019

30 Ideas for Simple Art Projects for toddlers . Have a youngster who loves marshmallows? After that…
Gift Ideas For Boyfriend
The Best Creative Homemade Gift Ideas Boyfriend

by admin May 29, 2019

by admin May 29, 2019

The Best Creative Homemade Gift Ideas Boyfriend .If your guy’s looking for an outstanding, thoughtful present quickly,…
Female Hairstyles
25 Ideas for Hairstyle Female

by admin May 29, 2019

by admin May 29, 2019

25 Ideas for Hairstyle Female .In order to look various as well as much better among others,…
DIY Plan Ideas
Top 25 Diy Patio Furniture Plans

by admin May 29, 2019

by admin May 29, 2019

Top 25 Diy Patio Furniture Plans . Ceramic Barn-Style DIY Bed Framework with Storage space Storage space…
Vegetarian Recipes
35 Ideas for Protein Vegetarian Diets

by admin May 29, 2019

by admin May 29, 2019

35 Ideas for Protein Vegetarian Diets .I lately made your lentil soup as well as can’t say…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?