Home, Family, Style and Art Ideas

Mothers Day Gift Ideas
Top 30 Mother's Day Gift Ideas Amazon

by admin May 30, 2019

by admin May 30, 2019

Top 30 Mother&#039;s Day Gift Ideas Amazon .The last point any type of mom wants is a…
Wedding Cakes
23 Ideas for Red Velvet Wedding Cake Recipe

by admin May 30, 2019

by admin May 30, 2019

23 Ideas for Red Velvet Wedding Cake Recipe .One of the important things that you might have…
Birthday Gift Inspirations
Top 24 Birthday Return Gifts

by admin May 30, 2019

by admin May 30, 2019

Top 24 Birthday Return Gifts . Sure, you can choose something cool off of the shelf and…
DIY Mask Ideas
The Best Ideas for Diy Brightening Face Mask

by admin May 30, 2019

by admin May 30, 2019

The Best Ideas for Diy Brightening Face Mask .Oh, encounter masks, allow us count the ways we…
Nail Art
21 Ideas for Galaxy Nail Art Design

by admin May 30, 2019

by admin May 30, 2019

21 Ideas for Galaxy Nail Art Design .Toenail art is an innovative means to paint, embellish, boost,…
Birthday Cake Ideas
The Best Ideas for Hulk Birthday Cakes

by admin May 30, 2019

by admin May 30, 2019

The Best Ideas for Hulk Birthday Cakes .A perfect birthday celebration party scene is buddies as well…
DIY Dog Ideas
The Best Ideas for Diy Belly Bands for Dogs

by admin May 30, 2019

by admin May 30, 2019

The Best Ideas for Diy Belly Bands for Dogs .It’s part plaything, component reward, with a complete…
Best Halloween Ideas
Top 23 Halloween Face Paint Ideas for Adults

by admin May 30, 2019

by admin May 30, 2019

Top 23 Halloween Face Paint Ideas for Adults .Many on-line sources or a Halloween store can not…
Glitter Nails
Top 25 Pink and Glitter Nail Designs

by admin May 30, 2019

by admin May 30, 2019

Top 25 Pink and Glitter Nail Designs .Glitter may make you reflect to doing crafts in primary…
Nail Art
21 Ideas for Cute Easy Nail Art

by admin May 30, 2019

by admin May 30, 2019

21 Ideas for Cute Easy Nail Art .As soon as the bright white shades of summer season…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?