Home, Family, Style and Art Ideas

Valentine's Day Recipes
The Best Valentine Cupcakes Pinterest

by admin June 6, 2019

by admin June 6, 2019

The Best Valentine Cupcakes Pinterest .Romantic recipes for that unique someone on Valentine’s Day. Right here are…
Mothers Day Gift Ideas
The top 30 Ideas About Mother to Daughter Wedding Gift Ideas

by admin June 6, 2019

by admin June 6, 2019

The top 30 Ideas About Mother to Daughter Wedding Gift Ideas .The last point any kind of…
Family Quotes
23 Of the Best Ideas for Mama's Family Quotes

by admin June 6, 2019

by admin June 6, 2019

23 Of the Best Ideas for Mama&#039;s Family Quotes . Family Quotes app is a substantial collection…
St. Patrick's Day Recipes
22 Of the Best Ideas for St Patricks Day Cupcakes

by admin June 6, 2019

by admin June 6, 2019

22 Of the Best Ideas for St Patricks Day Cupcakes .If you require a little extra luck…
Gift Ideas For Girlfriend
35 Best Ideas Romantic Gift Ideas for Girlfriend

by admin June 6, 2019

by admin June 6, 2019

35 Best Ideas Romantic Gift Ideas for Girlfriend . Make your next gift the finest gift for…
Birthday Party Inspirations
The top 30 Ideas About Mexican 15th Birthday Party

by admin June 6, 2019

by admin June 6, 2019

The top 30 Ideas About Mexican 15th Birthday Party .Host the Ultimate Celebration with Themed Birthday Celebration…
Best Passover Ideas
The top 24 Ideas About Passover Potato Recipe

by admin June 6, 2019

by admin June 6, 2019

The top 24 Ideas About Passover Potato Recipe .Passover is a time for reaching out to those…
Storage Ideas
23 Brilliant Upholstered Storage Bench

by admin June 6, 2019

by admin June 6, 2019

23 Brilliant Upholstered Storage Bench .Storage space OttomansKeep all your cozy things tucked away with a fashionable…
Christmas Party Ideas
Top 25 Christmas Party Outfit Ideas 2020

by admin June 6, 2019

by admin June 6, 2019

Top 25 Christmas Party Outfit Ideas 2020 . Start your party planning with our fun Christmas party…
Easter Party Ideas
The Best Easter Brunch Party Ideas

by admin June 6, 2019

by admin June 6, 2019

The Best Easter Brunch Party Ideas .Whether you have a tiny celebration or a big family affair,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?