Home, Family, Style and Art Ideas

Mothers Day Quotes
Best 35 Abraham Lincoln Mother Quotes

by admin June 6, 2019

by admin June 6, 2019

Best 35 Abraham Lincoln Mother Quotes . Mommy’s Day arrive on Sunday, Might 12 this year, and…
Mothers Day Gift Ideas
30 Best Ideas 1st Mothers Day Gift Ideas

by admin June 6, 2019

by admin June 6, 2019

30 Best Ideas 1st Mothers Day Gift Ideas .The last point any mama desires is a fistful…
Easy Hairstyles
The top 21 Ideas About Natural Easy Hairstyles

by admin June 6, 2019

by admin June 6, 2019

The top 21 Ideas About Natural Easy Hairstyles .This sophisticated as well as trendy hairstyle may seem…
Wedding Shoes
The Best Pink Wedding Shoes

by admin June 6, 2019

by admin June 6, 2019

The Best Pink Wedding Shoes .The new bride can pick from a selection of bridal or evening…
Wedding Sparklers
22 Of the Best Ideas for 24 Inch Wedding Sparklers

by admin June 6, 2019

by admin June 6, 2019

22 Of the Best Ideas for 24 Inch Wedding Sparklers .Prior to lighting the wedding celebration sparklers,…
Best Valentines Day Ideas
20 Best Ideas Nice Valentines Day Ideas

by admin June 6, 2019

by admin June 6, 2019

20 Best Ideas Nice Valentines Day Ideas .Go to your chocolate shop and also have the “pet…
Casserole Recipes
24 Of the Best Ideas for Broccoli Cheese Rice Casserole

by admin June 6, 2019

by admin June 6, 2019

24 Of the Best Ideas for Broccoli Cheese Rice Casserole .Early casserole recipes was composed of rice…
Best Passover Ideas
24 Ideas for Passover Angel Food Cake

by admin June 6, 2019

by admin June 6, 2019

24 Ideas for Passover Angel Food Cake .Passover is a time for connecting to those whom you…
DIY Craft for Kids Ideas
The Best Ideas for Diy Craft Ideas for Kids

by admin June 6, 2019

by admin June 6, 2019

The Best Ideas for Diy Craft Ideas for Kids .Whether your child likes arts & crafts or…
Romantic Quotes
23 Best Romantic Novel Quotes

by admin June 6, 2019

by admin June 6, 2019

23 Best Romantic Novel Quotes .The important things is that love gives us a ringside seat on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?