Home, Family, Style and Art Ideas

Easter Recipes
24 Best Easter Lamb Dinner

by admin May 31, 2019

by admin May 31, 2019

24 Best Easter Lamb Dinner .This classy appetizer comes together quickly with easy, time-saving components. Frozen hash…
Long Hairstyles
The 23 Best Ideas for Long Hairstyles for Square Faces

by admin May 30, 2019

by admin May 30, 2019

The 23 Best Ideas for Long Hairstyles for Square Faces .So you’ve desired various long hairstyles given…
Mothers Day Gift Ideas
The 30 Best Ideas for What to Make for Mother's Day Gift Ideas

by admin May 30, 2019

by admin May 30, 2019

The 30 Best Ideas for What to Make for Mother&#039;s Day Gift Ideas .The last point any…
Nail Art
21 Best Wood and Nail Art

by admin May 30, 2019

by admin May 30, 2019

21 Best Wood and Nail Art .Demonstrate your most imaginative nail art as well as shaping with…
Best Mothers Day Ideas
Top 21 Mothers Day Ideas From Kids

by admin May 30, 2019

by admin May 30, 2019

Top 21 Mothers Day Ideas From Kids .Take her to a dining establishment which she enjoys eating…
Storage Ideas
23 Inspirational Entry Hall Tree Storage Bench

by admin May 30, 2019

by admin May 30, 2019

23 Inspirational Entry Hall Tree Storage Bench .Storage OttomansKeep all your comfy things tucked away with a…
Mothers Day Quotes
35 Ideas for Short Mother Daughter Quotes

by admin May 30, 2019

by admin May 30, 2019

35 Ideas for Short Mother Daughter Quotes . Mom’s Day arrive at Sunday, Might 12 this year,…
Coloring Pages For Adults
The Best Adult Coloring Pages Fairy

by admin May 30, 2019

by admin May 30, 2019

The Best Adult Coloring Pages Fairy .Sharpen your concentration as well as colored pencils. ColorIt makes premium…
Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Quotes for Friends and Family

by admin May 30, 2019

by admin May 30, 2019

The top 20 Ideas About Valentines Day Quotes for Friends and Family .An excellent Valentines Day idea…
Mothers Day Quotes
The top 35 Ideas About Mother's Day Funny Quotes

by admin May 30, 2019

by admin May 30, 2019

The top 35 Ideas About Mother&#039;s Day Funny Quotes . Mom’s Day arrive on Sunday, Might 12…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?