Home, Family, Style and Art Ideas

Birthday Gift Ideas
Best 20 Birthday Gift Ideas for 70 Year Old Woman

by admin May 31, 2019

by admin May 31, 2019

Best 20 Birthday Gift Ideas for 70 Year Old Woman . So, if on your own are…
Party Food Ideas
The Best Pirate Party Finger Food Ideas

by admin May 31, 2019

by admin May 31, 2019

The Best Pirate Party Finger Food Ideas .@[Chips and dip is constantly a party favored, but also…
Best Pi Day Ideas
The 21 Best Ideas for Elementary Pi Day Activities

by admin May 31, 2019

by admin May 31, 2019

The 21 Best Ideas for Elementary Pi Day Activities .What is p anyway? Divide any type of…
Tea Party Ideas
30 Best Mother's Day Tea Party Ideas

by admin May 31, 2019

by admin May 31, 2019

30 Best Mother&#039;s Day Tea Party Ideas .Few tea party ideas are as vital as tea! The…
Living Room Ideas
21 Cute Farmhouse Chic Living Room

by admin May 31, 2019

by admin May 31, 2019

21 Cute Farmhouse Chic Living Room .Farmhouse style is all about loosened up simplicity and also convenience.…
Wedding Sparklers
The Best Ideas for Large Wedding Sparklers

by admin May 31, 2019

by admin May 31, 2019

The Best Ideas for Large Wedding Sparklers .Its essential to bear in mind that this will not…
DIY Wood Ideas
The top 21 Ideas About Diy Wooden Cart

by admin May 31, 2019

by admin May 31, 2019

The top 21 Ideas About Diy Wooden Cart . Wood is an extremely functional material it can…
DIY Gift Ideas
30 Ideas for Last Minute Diy Mother's Day Gifts

by admin May 31, 2019

by admin May 31, 2019

30 Ideas for Last Minute Diy Mother&#039;s Day Gifts . I believe it is safe to state…
New Year's Recipes
25 Best Ideas Best New Year's Desserts

by admin May 31, 2019

by admin May 31, 2019

25 Best Ideas Best New Year&#039;s Desserts .These New Year’s Eve celebration ideas help you count to…
Landscape Ideas
23 Magnificient Menards Landscape Edging

by admin May 31, 2019

by admin May 31, 2019

23 Magnificient Menards Landscape Edging .If you have a deck walkway, simply a basic drop off into…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?