Home, Family, Style and Art Ideas

Birthday Gift Ideas
Best 20 25th Birthday Gift Ideas for Sister

by admin June 1, 2019

by admin June 1, 2019

Best 20 25th Birthday Gift Ideas for Sister . So, if on your own are likely for…
Halloween Party Ideas
The Best Ideas for Cheap Halloween Ideas for Party

by admin June 1, 2019

by admin June 1, 2019

The Best Ideas for Cheap Halloween Ideas for Party . There are plenty of Halloween party motifs…
Birthday Quote Ideas
35 Ideas for Happy Birthday Quotes to A Friend

by admin May 31, 2019

by admin May 31, 2019

35 Ideas for Happy Birthday Quotes to A Friend .Sending out birthday greetings has come to be…
Best Easter Ideas
25 Ideas for Easter Crafts to Sell at Craft Shows

by admin May 31, 2019

by admin May 31, 2019

25 Ideas for Easter Crafts to Sell at Craft Shows .Blow up rabbits are actually prominent these…
Holiday Party Ideas
The top 21 Ideas About Holiday Party Game Ideas for Work

by admin May 31, 2019

by admin May 31, 2019

The top 21 Ideas About Holiday Party Game Ideas for Work .Have yourself a jolly little Xmas…
Kitchen Ideas
35 Amazing Kitchen Wall Shelving Units

by admin May 31, 2019

by admin May 31, 2019

35 Amazing Kitchen Wall Shelving Units .Storage locker or bike baskets produce fantastic wall surface hangers. These…
Easter Recipes
The Best Best Easter Salads

by admin May 31, 2019

by admin May 31, 2019

The Best Best Easter Salads .This stylish appetizer collaborates quickly with easy, time-saving components. Frozen hash browns…
Wedding Invitations
Top 21 Free Wedding Invitation Samples

by admin May 31, 2019

by admin May 31, 2019

Top 21 Free Wedding Invitation Samples .One of the initial as well as essential factors to consider…
Dessert Recipes
Best 30 Dessert Place In Houston

by admin May 31, 2019

by admin May 31, 2019

Best 30 Dessert Place In Houston .This simple dessert recipe from Half Baked Harvest has everything: chocolate…
Passover Recipes
The Best Ideas for Passover Macaroons Recipe

by admin May 31, 2019

by admin May 31, 2019

The Best Ideas for Passover Macaroons Recipe .Passover Recipes Locate all the delicious recipes you’ll need for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?