Home, Family, Style and Art Ideas

Best Easter Ideas
The Best Handprint Easter Crafts

by admin June 8, 2019

by admin June 8, 2019

The Best Handprint Easter Crafts .Blow up bunnies are really popular these days and most people simply…
Gift Ideas For Girlfriend
Best 35 Gift Ideas for Girlfriend Pinterest

by admin June 8, 2019

by admin June 8, 2019

Best 35 Gift Ideas for Girlfriend Pinterest .It doesn t need to be a birthday celebration, wedding…
Bedroom Ideas
30 Brilliant Kids Bedroom Curtains

by admin June 8, 2019

by admin June 8, 2019

30 Brilliant Kids Bedroom Curtains .@[Youngsters Room Establishes Questions Kids Room Establishes by Ashley Furnishings HomeStore Providing…
Mother's Day Recipes
The Best Ideas for Mothers Day Dinners

by admin June 8, 2019

by admin June 8, 2019

The Best Ideas for Mothers Day Dinners .If you’re truly seeking to thrill Grandmother, give this recipe…
Gift Ideas For Boyfriend
Best 25 Valentines Boyfriend Gift Ideas

by admin June 8, 2019

by admin June 8, 2019

Best 25 Valentines Boyfriend Gift Ideas . Has your sweetie been extra pleasant lately? If you are…
Mothers Day Quotes
The Best Mother Mary Quotes

by admin June 8, 2019

by admin June 8, 2019

The Best Mother Mary Quotes .Mommy’s Day is the unique season when you get to commemorate your…
Romantic Quotes
The 23 Best Ideas for Sexy Romantic Quotes

by admin June 8, 2019

by admin June 8, 2019

The 23 Best Ideas for Sexy Romantic Quotes .The thing is that love provides us a ringside…
Casserole Recipes
Best 24 Corn Casserole with Ritz Crackers

by admin June 8, 2019

by admin June 8, 2019

Best 24 Corn Casserole with Ritz Crackers .Baked dishes have existed for countless years. Early casserole recipes…
Birthday Wishes Ideas
25 Best Happy 18th Birthday Wishes to My son

by admin June 8, 2019

by admin June 8, 2019

25 Best Happy 18th Birthday Wishes to My son . Birthday celebrations are among the most well…
Best Passover Ideas
The top 24 Ideas About Passover Gift Ideas

by admin June 7, 2019

by admin June 7, 2019

The top 24 Ideas About Passover Gift Ideas .Passover is a time for reaching out to those…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?