Home, Family, Style and Art Ideas

Bathroom Ideas
35 Unique Styling Ideas for Your Chelsea Bathroom Vanities

by admin June 1, 2019

by admin June 1, 2019

35 Unique Styling Ideas for Your Chelsea Bathroom Vanities .We carry the ideal selection of restroom light…
Best Passover Ideas
The Best Passover Coconut Macaroon Recipe

by admin June 1, 2019

by admin June 1, 2019

The Best Passover Coconut Macaroon Recipe .Passover is a time for reaching out to those whom you…
Wedding Colors
The Best Blue and Pink Wedding Colors

by admin June 1, 2019

by admin June 1, 2019

The Best Blue and Pink Wedding Colors .Often wedding event shade concepts are tough to select yet…
Gourmet Recipes
The 30 Best Ideas for Gourmet Bread Recipes

by admin June 1, 2019

by admin June 1, 2019

The 30 Best Ideas for Gourmet Bread Recipes .What makes gourmet so wonderful? Trying out with distinct…
Organizing Ideas
30 Cool Garage organization Systems

by admin June 1, 2019

by admin June 1, 2019

30 Cool Garage organization Systems .Garage Shelving Systems Open up shelving units keep your items organized and…
Love Quotes
The 20 Best Ideas for the Best Quotes About Love

by admin June 1, 2019

by admin June 1, 2019

The 20 Best Ideas for the Best Quotes About Love .I make mistakes, I am out of…
Birthday Gift Ideas
The 20 Best Ideas for 6 Yr Old Girl Birthday Gift Ideas

by admin June 1, 2019

by admin June 1, 2019

The 20 Best Ideas for 6 Yr Old Girl Birthday Gift Ideas . So, listed here at…
Coloring Pages For Kids
Best 25 Penguin Coloring Pages for Kids

by admin June 1, 2019

by admin June 1, 2019

Best 25 Penguin Coloring Pages for Kids .Coloring pages the simplest way to calm your kid. By…
DIY Rack Ideas
24 Best Ideas Diy Snake Racks

by admin June 1, 2019

by admin June 1, 2019

24 Best Ideas Diy Snake Racks .Whether your tiny closet is already packed to the border or…
Dessert Recipes
30 Best Dessert Recipes that Use A Lot Of Milk

by admin June 1, 2019

by admin June 1, 2019

30 Best Dessert Recipes that Use A Lot Of Milk .5 components and 15 mins is all…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?