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Nail Ideas
23 Of the Best Ideas for Acrylic Nail Ideas for Fall

by admin June 2, 2019

by admin June 2, 2019

23 Of the Best Ideas for Acrylic Nail Ideas for Fall .Acrylic manicures, dip powder nails, and…
Best Passover Ideas
Top 24 Passover Craft for Preschoolers

by admin June 2, 2019

by admin June 2, 2019

Top 24 Passover Craft for Preschoolers .Keep reading for some great ideas on exactly how you can…
Mothers Day Gift Ideas
30 Best Gift Ideas for Your Mother

by admin June 2, 2019

by admin June 2, 2019

30 Best Gift Ideas for Your Mother .The last thing any type of mama desires is a…
Easter Recipes
The Best Ideas for Pioneer Woman Easter Ham

by admin June 2, 2019

by admin June 2, 2019

The Best Ideas for Pioneer Woman Easter Ham .For those of you not consuming meat, here are…
Mothers Day Quotes
The Best Quote On Mothers and Daughters

by admin June 2, 2019

by admin June 2, 2019

The Best Quote On Mothers and Daughters .Mother’s Day is the special season when you get to…
Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Friendship Quotes

by admin June 2, 2019

by admin June 2, 2019

The 20 Best Ideas for Valentines Day Friendship Quotes .Yes, the charming day is close. I imply…
Glitter Nails
25 Ideas for Natural Glitter Nails

by admin June 2, 2019

by admin June 2, 2019

25 Ideas for Natural Glitter Nails .Glitter may make you think back to doing crafts in primary…
Living Room Ideas
30 Brilliant Living Room Paint Colors

by admin June 2, 2019

by admin June 2, 2019

30 Brilliant Living Room Paint Colors .@[Your living-room is most likely your best area, so make sure…
Wedding Rings
Top 22 Best Wedding Ring

by admin June 2, 2019

by admin June 2, 2019

Top 22 Best Wedding Ring .Since your wedding ring will certainly be put on for the rest…
Birthday Gift Inspirations
The top 24 Ideas About Dad Birthday Gifts From Daughter

by admin June 1, 2019

by admin June 1, 2019

The top 24 Ideas About Dad Birthday Gifts From Daughter . Certain, your birthday woman likes her…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?