Home, Family, Style and Art Ideas

Beef Recipes
21 Ideas for Ground Beef Noodle Recipe

by admin June 2, 2019

by admin June 2, 2019

21 Ideas for Ground Beef Noodle Recipe .What’s better than a passionate meatloaf when you obtain home…
Bedroom Ideas
23 Perfect Small Bedroom Ideas for Couples

by admin June 2, 2019

by admin June 2, 2019

23 Perfect Small Bedroom Ideas for Couples .If you require a bed room remodeling however don t…
Garage Ideas
23 Stunning Monster Garage Door

by admin June 2, 2019

by admin June 2, 2019

23 Stunning Monster Garage Door .In the market for above garage doors? Surf our choice of Pella…
Easter Recipes
Best 24 Easter Ham In A Crockpot

by admin June 2, 2019

by admin June 2, 2019

Best 24 Easter Ham In A Crockpot .For those of you not consuming meat, below are extra…
Birthday Gift Inspirations
Top 24 Return Gift Ideas for 1st Birthday

by admin June 2, 2019

by admin June 2, 2019

Top 24 Return Gift Ideas for 1st Birthday .How to Select the Perfect Birthday Celebration GiftYes, we…
Best Pi Day Ideas
21 Best Ideas Pi Day Math Activities

by admin June 2, 2019

by admin June 2, 2019

21 Best Ideas Pi Day Math Activities .What is p anyhow? Separate any type of circle s…
Mothers Day Gift Ideas
Best 30 Mother 70th Birthday Gift Ideas

by admin June 2, 2019

by admin June 2, 2019

Best 30 Mother 70th Birthday Gift Ideas .The last point any kind of mom desires is a…
Backyard Ideas
35 Unique Backyard Landscaping Ideas with Pools

by admin June 2, 2019

by admin June 2, 2019

35 Unique Backyard Landscaping Ideas with Pools .A backyard makeover doesn’t have to be costly to be…
Best Valentines Day Ideas
20 Best Ideas Cute Valentines Day Ideas for Boyfriend

by admin June 2, 2019

by admin June 2, 2019

20 Best Ideas Cute Valentines Day Ideas for Boyfriend .Yes, the lovely day is close. I indicate…
Easter Recipes
The 24 Best Ideas for Easter Dinner for 2

by admin June 2, 2019

by admin June 2, 2019

The 24 Best Ideas for Easter Dinner for 2 .For those of you not consuming meat, here…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?