Home, Family, Style and Art Ideas

Gift Ideas For Couples
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Couples

by admin June 3, 2019

by admin June 3, 2019

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Couples . The couple who’s always…
Coloring Pages For Kids
The top 25 Ideas About Anatomy Coloring Book for Kids

by admin June 3, 2019

by admin June 3, 2019

The top 25 Ideas About Anatomy Coloring Book for Kids . Coloring is a very enjoyable for…
Wedding Invitations
21 Best Wedding Invitation Paper Stock

by admin June 3, 2019

by admin June 3, 2019

21 Best Wedding Invitation Paper Stock .Traditional wedding celebration invitations appear like they are fairly old made.…
Wedding Cakes
23 Best Wedding Cake with Fountain

by admin June 3, 2019

by admin June 3, 2019

23 Best Wedding Cake with Fountain .There are a selection of dishes for making butter cream topping,…
Wedding Favors
The Best Ideas for Wedding Favors wholesale

by admin June 3, 2019

by admin June 3, 2019

The Best Ideas for Wedding Favors wholesale .Just how much should you spend on wedding prefers? Allocate…
Birthday Party Inspirations
30 Best Ideas Adult Birthday Party Favors

by admin June 3, 2019

by admin June 3, 2019

30 Best Ideas Adult Birthday Party Favors . First Birthday Ideas >> Barnyard First Birthday Celebration Event…
Crochet Hairstyles
The Best Crochet Braid Hairstyles with Straight Hair

by admin June 3, 2019

by admin June 3, 2019

The Best Crochet Braid Hairstyles with Straight Hair .Crochet braids are a low-cost pigtail design and they…
Passover Recipes
23 Of the Best Ideas for Passover Meringue Cookies

by admin June 3, 2019

by admin June 3, 2019

23 Of the Best Ideas for Passover Meringue Cookies .Passover Recipes Find all the scrumptious recipes you’ll…
Easter Recipes
Best 24 Gluten Free Easter Dinner

by admin June 3, 2019

by admin June 3, 2019

Best 24 Gluten Free Easter Dinner .For those of you not consuming meat, below are more than…
Mothers Day Quotes
35 Ideas for Mother's Day Quotes and Images

by admin June 3, 2019

by admin June 3, 2019

35 Ideas for Mother&#039;s Day Quotes and Images . Mother’s Day arrive on Sunday, Might 12 this…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?