Home, Family, Style and Art Ideas

Living Room Ideas
20 Gorgeous Ikea Wall Units Living Room

by admin June 10, 2019

by admin June 10, 2019

20 Gorgeous Ikea Wall Units Living Room .Wall d cor – consisting of wall surface art, wall…
Kitchen Ideas
25 Fantastic Houzz Kitchen Counters

by admin June 10, 2019

by admin June 10, 2019

25 Fantastic Houzz Kitchen Counters .The range of materials that can be made use of for kitchen…
Kids Room Ideas
23 Luxury Game Room for Kids

by admin June 10, 2019

by admin June 10, 2019

23 Luxury Game Room for Kids .Kids’ rooms must teem with kids s furniture. A woman s…
Mothers Day Gift Ideas
30 Best Mother Day Gift Ideas for New Moms

by admin June 10, 2019

by admin June 10, 2019

30 Best Mother Day Gift Ideas for New Moms .The last thing any kind of mama wants…
Anniversary Gift Ideas
20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas

by admin June 10, 2019

by admin June 10, 2019

20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas .Please your precious partner by gifting an attractive customized…
Wedding Decorations
22 Best Vintage Wedding Decor

by admin June 10, 2019

by admin June 10, 2019

22 Best Vintage Wedding Decor .Basic decoration can masquerade other common celebrations. But for a wedding, definitely…
Best Valentines Day Ideas
20 Best Ideas the Office Valentines Day Quotes

by admin June 10, 2019

by admin June 10, 2019

20 Best Ideas the Office Valentines Day Quotes .I imply Valentines Day. If you have a sweetheart,…
Kitchen Ideas
20 Elegant Kitchen Design Ideas with island

by admin June 10, 2019

by admin June 10, 2019

20 Elegant Kitchen Design Ideas with island .In any kitchen remodel, cabinets set the tone (and represent…
DIY Dog Ideas
The Best Diy Dog Shampoo with Coconut Oil

by admin June 10, 2019

by admin June 10, 2019

The Best Diy Dog Shampoo with Coconut Oil . Looking for some pet dog crafts to create…
Best St. Patrick Day Ideas
The Best Ideas for Pinterest St Patrick's Day Crafts

by admin June 10, 2019

by admin June 10, 2019

The Best Ideas for Pinterest St Patrick&#039;s Day Crafts .The Irish aren’t much like individuals that Irish…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?