Home, Family, Style and Art Ideas

Best Thanksgiving Ideas
Best 24 Thanksgiving Activities for Seniors

by admin June 3, 2019

by admin June 3, 2019

Best 24 Thanksgiving Activities for Seniors .The idea of planning a Thanksgiving event so soon will obtain…
Dinner Recipes
The Best Ideas for Easy Dinner Party Recipes

by admin June 3, 2019

by admin June 3, 2019

The Best Ideas for Easy Dinner Party Recipes .For a quick dish that’s low in carbs but…
Romantic Quotes
23 Ideas for Romantic Moon Quotes

by admin June 3, 2019

by admin June 3, 2019

23 Ideas for Romantic Moon Quotes . In this collection you will certainly locate: 1) romantic quotes…
Anniversary Gift Ideas
The Best Gift Ideas for Parents 50th Anniversary

by admin June 3, 2019

by admin June 3, 2019

The Best Gift Ideas for Parents 50th Anniversary .Please your beloved partner by gifting a gorgeous individualized…
Best 4th of July Ideas
The 20 Best Ideas for 4th Of July Crafts

by admin June 3, 2019

by admin June 3, 2019

The 20 Best Ideas for 4th Of July Crafts .As July rolls around the corner, thoughts of…
Mermaid Party Ideas
Top 20 the Little Mermaid Party Food Ideas

by admin June 3, 2019

by admin June 3, 2019

Top 20 the Little Mermaid Party Food Ideas .Mermaids are big with kids. In other information, water…
Low Calorie Recipes
Top 30 Healthy Low Calorie soups

by admin June 3, 2019

by admin June 3, 2019

Top 30 Healthy Low Calorie soups .Toasting isn’t typically the very first food preparation technique you think…
DIY Dog Ideas
The top 22 Ideas About Diy Dog Bed for Big Dogs

by admin June 3, 2019

by admin June 3, 2019

The top 22 Ideas About Diy Dog Bed for Big Dogs . Looking for some canine crafts…
Anime Hairstyles
The top 23 Ideas About Anime Hairstyle

by admin June 3, 2019

by admin June 3, 2019

The top 23 Ideas About Anime Hairstyle .There aren’t numerous anime women with hairless (or cut) heads,…
Beautiful Nails
20 Of the Best Ideas for Pretty Nails Limerick

by admin June 3, 2019

by admin June 3, 2019

20 Of the Best Ideas for Pretty Nails Limerick .Lovely Nails & Body Salon brings a special,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?